Lorain County property record for 35847 Cooley Rd, Grafton, OH 44044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 1961 |
| Lot Size | 2.57 acres (111,949 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $230,000 (Mar 2026) |
| Tax Bill | $4,298 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Mar 2026 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-047-000-019 |
| Primary APN | 11-00-047-000-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 936 sqft |
| Family Room | Family Room |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 111,949 sqft (2.57 acres) |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Deck Area | 688 sqft |
| Patio Area | 1,228 sqft |
| Canopy | 88 sqft |
| Pole Barn | 1,500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 35847 COOLEY RD |
|---|---|
| City | GRAFTON |
| State | OH |
| Zip | 44044-9484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20020839892 |
| Legal Subdivision | EATON TOWNSHIP |
| Legal Lot Number | 47 20 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | EATON |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 91100 |
Source: Lorain County records, as of March 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1725 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Sep 29, 2023 | Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE |
| Mar 3, 2026 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 18, 2024 | Transfer on Death Deed, Transfer |
| Jan 18, 2024 | Certificate of Transfer, Transfer |
| Nov 4, 2022 | Transfer on Death Deed, Transfer |
| Nov 4, 2022 | Intrafamily Transfer, Transfer |
| Oct 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK |
| Jun 30, 2020 | Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2002 · Amount on Record |
| Deed Document Number | 202686878 |
| Prior Transfer Date | Feb 28, 2026 |
| Prior Transfer Doc | 0000086878 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Number | 0000931078 |
|---|---|
| Date | Sep 29, 2023 |
| Instrument | 2023-0931078 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 3, 2026 |
| Property Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Number | 0000086878 |
| Instrument Date | Feb 28, 2026 |
| Instrument | 2026-0086878 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | GUARDIAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Number | 0000086879 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026-0086879 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 18, 2024 |
| Property Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Number | 0000001480 |
| Instrument Date | Jan 18, 2024 |
| Instrument | 2024-0001480 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15201 COWLEY RD, COLUMBIA STATION, OH 44028-9124 |
| Document Type | Certificate of Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jan 18, 2024 |
| Property Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Number | 0000001479 |
| Instrument Date | Nov 27, 2023 |
| Instrument | 2024-0001479 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 4, 2022 |
| Property Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Number | 0000897674 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022-0897674 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Nov 4, 2022 |
| Property Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Number | 0000897673 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 2022-0897673 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8606 WOOD HOLLOW RD, NORTHFIELD, OH 44067-1853 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Number | 0000783420 |
| Instrument Date | Oct 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 35847 COOLEY RD GRAFTON OH 440449484, GRAFTON, OH 44044-9484 |
| Document Number | 0000783420 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 783420 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 35847 COOLEY RD, GRAFTON, OH 44044-9484 |
| Document Number | 0000770307 |
| Instrument Date | Jun 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 35847 COOLEY RD GRAFTON OH 440449484, GRAFTON, OH 44044-9484 |
| Document Number | 0000770307 |
|---|---|
| Date | Jul 22, 2020 |
| Instrument | 770307 |
| Name | HUNTINGTON NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Eaton Township |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,298.00 (-1.56%) | $96,650 (+%) Land $27,770 Building $68,880 | $276,140 (-) Land $79,350 Building $196,790 |
| 2024 | $4,366.00 (+26.4%) | $96,649 (+39.13%) Land $27,773 Building $68,877 | $276,140 (+39.13%) Land $79,350 Building $196,790 |
| 2023 | $3,454.00 (+4.16%) | $69,469 (%) Land $22,523 Building $46,946 | $198,480 (-) Land $64,350 Building $134,130 |
| 2022 | $3,316.00 | $69,470 Land $22,520 Building $46,950 | |
| 2021 | $198,480 Land $64,350 Building $134,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 10 (2011–2025) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Jun 2025 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RURAL LORAIN CO. WATER A serves 73,125 people · EPA ID OH4701803 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GLW Broadband Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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