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3590 Stella Rd, Prospect, TN 38477 Property Records

Giles County property record for 3590 Stella Rd, Prospect, TN 38477

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,885 sqft · built 1978
Lot Size9.5 acres (413,820 sqft)
OwnerIndividual Name on Record
Last Sale$130,000 (Dec 2013)
Tax Bill$1,455 (2025)
Deeds & MortgagesNov 2019 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN028153 02100

Property Details

APN / Parcel Number

Primary APN028153 02100
Alternative APN
  • 153 02100

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,885 sqft Living Area
1st Floor Area1,885 sqft
Basement Area351 sqft
Finished Basement351 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area413,820 sqft (9.5 acres)
Garage TypeCarport
Garage Area204 sqft
CarportCarport
Carport Area204 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area624 sqft
Pole Barn780 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address3590 STELLA RD
CityPROSPECT
StateTN
Zip38477-6400
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 03, COUNTY AREA: R01
JurisdictionGILES TN
Township / Civil Division2
Census Block Group1
Census Block1036
Census Tract920600

Owner

Source: Giles County records, as of June 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3590 STELLA RD, PROSPECT, TN 38477-6400
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2019Deed of Trust, Mortgage · VA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Feb 20, 2019Deed of Trust, Mortgage · VA Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 17, 2013 · Amount on Record
Deed SaleDec 17, 2013 · Amount on Record
Prior SaleJun 11, 2001 · Amount on Record
Deed Document Number201396768
Deed Book / Page357 / 573
Transfer Doc0297000137
Record UpdatedSep 20, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address3590 STELLA RD, PROSPECT, TN 38477-6400
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCERTIFIED TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000124105
DateNov 6, 2019
Book PageDT588/189
Instrument19124105
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2034

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address3590 STELLA RD, PROSPECT, TN 38477-6400
Document Number0000120698
Instrument DateFeb 20, 2019
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3590 STELLA RD PROSPECT TN 384776400, PROSPECT, TN 38477-6400

Mortgage

Document Number0000120698
DateMar 1, 2019
Book Page000578/000170
Instrument120698
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 28, 2034

Tax Assessment & Valuation

Source: Giles County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,455.00 (+16.12%)$63,100 (-) Land $18,975 Building $44,125
2024$1,253.00$63,100 (-) Land $18,975 Building $44,125
2023$1,253.00$63,100 (-) Land $18,975 Building $44,125
2022$1,253.00$63,100 Land $18,975 Building $44,125$252,400 Land $75,900 Building $176,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMINOR HILL WATER UTILITY DISTRICT
serves 8,364 people · EPA ID TN0000469
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative
Fiber · DSL		2,000 / 2,000
Starlink
Satellite		280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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