4020 Stella Rd, Prospect, TN 38477 Property Records

Giles County property record for 4020 Stella Rd, Prospect, TN 38477

Property Summary

Property TypeRural Home
Details4 ba · 2,128 sqft · built 1939
Lot Size25.7 acres (1,123,848 sqft)
OwnerIndividual Name on Record
Last Sale$269,000 (Oct 2019)
Tax Bill$1,645 (2025)
Deeds & MortgagesOct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028153 02400

Property Details

APN / Parcel Number

Primary APN028153 02400
Alternative APN
  • 153 02400

Interior

Full Baths4 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,128 sqft Living Area
1st Floor Area1,520 sqft
Upper Floors Area608 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1997
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,123,848 sqft (25.7 acres)
Garage TypeFinished
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchOpen Porch
Porch Area952 sqft
Shed1 Shed
Shed Area720 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address4020 STELLA RD
CityPROSPECT
StateTN
Zip38477-6402
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 03, COUNTY AREA: R01
JurisdictionGILES TN
Township / Civil Division2
Census Block Group1
Census Block1038
Census Tract920600

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4020 STELLA RD, PROSPECT, TN 38477-6402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2019 · Amount on Record
Deed SaleOct 18, 2019 · Amount on Record
Prior SaleNov 14, 2002 · Amount on Record
Deed Document Number0000382517
Deed Book / Page382 / 517
Record UpdatedJun 8, 2026

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILES TN
Recording DateOct 18, 2019
Property Address4020 STELLA RD, PROSPECT, TN 38477-6402
Document Number0000123805
Book / PageD382 / 517
Instrument DateOct 18, 2019
Instrument19123805
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyTITLE AND ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$995.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4020 STELLA RD, PROSPECT, TN 38477-6402

Mortgage

Document Number0000123806
DateOct 18, 2019
Instrument19123806
Lender
NameFIRST NATIONAL BANK OF PULASKI
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,645.00 (+16.01%) Additional exemption filed$71,375 (-) Land $12,025 Building $59,350
2024$1,418.00 Additional exemption filed$71,375 (-) Land $12,025 Building $59,350
2023$1,418.00 Additional exemption filed$71,375 (-) Land $12,025 Building $59,350
2022$1,418.00$71,375 Land $12,025 Building $59,350$367,700 Land $130,300 Building $237,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMINOR HILL WATER UTILITY DISTRICT
serves 8,364 people · EPA ID TN0000469
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
West Kentucky Rural Telephone Cooperative
DSL · Fiber in parts of the area
10 / 1

Cell Coverage

No cell data coverage reported

Nearby Properties on Stella Rd

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