Giles County property record for 2858 Stella Rd, Prospect, TN 38477
| Property Type | Rural Home |
|---|---|
| Details | 4 ba · 3,326 sqft · built 1993 |
| Lot Size | 97 acres (4,225,320 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,660 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 028154 01100 |
| Primary APN | 028154 01100 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,326 sqft Living Area |
| 1st Floor Area | 2,117 sqft |
| Upper Floors Area | 2,255 sqft |
| Basement Area | 2,255 sqft |
| Finished Basement | 2,255 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,225,320 sqft (97 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 418 sqft |
| Utility Building | 360 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 2858 STELLA RD |
|---|---|
| City | PROSPECT |
| State | TN |
| Zip | 38477-6400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: R01 |
| Jurisdiction | GILES TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 920600 |
Source: Giles County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2858 STELLA RD, PROSPECT, TN 38477-6400 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 1983 |
| Deed Sale | Jan 24, 1983 |
| Deed Document Number | 0000225475 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILES TN |
| Recording Date | Jul 21, 2026 |
| Property Address | 2858 STELLA RD, PROSPECT, TN 38477-6400 |
| Document Number | 0000159324 |
| Book / Page | 418 / 756 |
| Instrument Date | Jul 21, 2026 |
| Instrument | 2026159324 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Title Company | GILBERT TITLE, GILES TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $298,960.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000159324, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 700/35 |
| Instrument | 2026159324 |
| Name | FARM CREDIT SERVICES/MIDLANDS FLCA |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 1, 2036 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
Source: Giles County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Giles County |
| Unified School District | Giles County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,660.00 (+16.06%) Additional exemption filed | $115,375 (-) Land $25,725 Building $89,650 | |
| 2024 | $2,292.00 Additional exemption filed | $115,375 (-) Land $25,725 Building $89,650 | |
| 2023 | $2,292.00 Additional exemption filed | $115,375 (-) Land $25,725 Building $89,650 | |
| 2022 | $2,292.00 | $115,375 Land $25,725 Building $89,650 | $640,200 Land $281,600 Building $358,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MINOR HILL WATER UTILITY DISTRICT serves 8,364 people · EPA ID TN0000469 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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