3590 Debbie Dr, Festus, MO 63028 Property Records

Jefferson County property record for 3590 Debbie Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1,421 sqft · built 1971
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-3.0-05.0-0-000-021.01`

Property Details

APN / Parcel Number

Primary APN	`18-3.0-05.0-0-000-021.01`
Alternative APN	`1830050 02101`

Interior

Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	2,059 sqft
1st Floor Area	1,421 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Masonry / Concrete Block
Lot Area	137,650 sqft
Garage Type	Attached
Garage Area	638 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	3590 DEBBIE DR
City	FESTUS
State	MO
Zip	63028-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT SE1/4 SE1/4
Legal Range	5E
Legal Township	40N
Legal Section	05
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1014
Census Tract	701001

Owner

3590 Debbie Dr is held in a trust since December 2017.

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	3590 DEBBIE DR, FESTUS, MO 63028-3003
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage US BANK
Apr 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Apr 2, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 5, 2017	Deed of Trust, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 12, 2017
Transfer Doc	0000039707
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Recording Date	Aug 25, 2026
Property Address	3590 DEBBIE DR, FESTUS, MO 63028-3003
Document Number	0000023411
Instrument Date	Aug 19, 2026
Instrument	202623411
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	3590 DEBBIE DR, FESTUS, MO 63028-3003

Mortgage

Document Number	0000023411,
Date	Aug 25, 2026
Instrument	202623411

Lender

Name	US BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 2, 2026
Property Address	3590 DEBBIE DR, FESTUS, MO 63028-3003
Document Number	0000008666
Instrument Date	Apr 2, 2026
Instrument	20268666
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3590 DEBBIE DR, FESTUS, MO 63028-3003

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 2, 2026
Property Address	3590 DEBBIE DR, FESTUS, MO 63028-3003
Document Number	0000008667
Instrument Date	Apr 2, 2026
Instrument	20268667
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3590 DEBBIE DR, FESTUS, MO 63028-3003

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 18, 2017
Property Address	3590 DEBBIE DR, FESTUS, MO 63028-3003
Document Number	0000039707
Instrument Date	Dec 12, 2017
Instrument	39707
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	3590 DEBBIE DR FESTUS MO 630283003, FESTUS, MO 63028-3003

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3590 DEBBIE DR, FESTUS, MO 63028-3003
Document Number	0000011555
Instrument Date	Apr 5, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3590 DEBBIE DR FESTUS MO 630283003, FESTUS, MO 63028-3003

Mortgage

Document Number	0000011555
Date	Apr 18, 2017
Instrument	11555

Lender

Name	COMMERCE BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3590 Debbie Dr was $1,645, up 4.1% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,800 (-) Land $4,500 Building $23,300	$146,400 (-) Land $23,900 Building $122,500
2025	$1,645.00 (+4.11%)	$27,800 Land $4,500 Building $23,300	$146,400 (-) Land $23,900 Building $122,500
2024	$1,580.00 (+0.51%)		$146,400 (+7.49%) Land $23,900 Building $122,500
2023	$1,572.00	$25,800 Land $4,500 Building $21,300	$136,200 Land $23,900 Building $112,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3590 Debbie Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3590 Debbie Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brown Dog Networks Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

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