3580 Debbie Dr, Festus, MO 63028 Property Records

Jefferson County property record for 3580 Debbie Dr, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 1953
Lot Size	3.75 acres (163,350 sqft)
Owner	2 Individual Names on File
Last Sale	$261,100 (Jun 2018)
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`183.005.00000023`

Property Details

APN / Parcel Number

Primary APN	`183.005.00000023`
Alternative APN	`1830050 023`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
Gross Area	1,844 sqft
1st Floor Area	1,344 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Frame
Lot Area	163,350 sqft
Garage Type	Attached
Garage Area	500 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	144 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3580 DEBBIE DR
City	FESTUS
State	MO
Zip	63028-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT SE1/4 SE1/4
Legal Range	5E
Legal Township	40N
Legal Section	05
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	1
Census Block	1014
Census Tract	701001

Owner

3580 Debbie Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3580 DEBBIE DR, FESTUS, MO 63028-3003
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage MUTUAL FED'L BK
Jun 14, 2018	Warranty Deed, Transfer GUILD MTG
Apr 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 26, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2018 · Amount on File
Deed Sale	Jun 14, 2018 · Amount on File
Deed Document Number	201817725
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	3580 DEBBIE DR, FESTUS, MO 63028-3003
Document Number	0000043913
Instrument Date	Nov 9, 2020
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3580 DEBBIE DR FESTUS MO 630283003, FESTUS, MO 63028-3003

Mortgage

Document Number	0000043913
Date	Nov 16, 2020
Instrument	43913

Lender

Name	MUTUAL FED'L BK
Type	Bank
Address	CHICAGO, IL 60608

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 15, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 14, 2018
Property Address	3580 DEBBIE DR, FESTUS, MO 63028-3003
Document Number	0000017725
Instrument Date	Jun 12, 2018
Instrument	17725
Transaction Type	Transfer
Record Updated	Jul 9, 2018
Title Company	CONTINENTAL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3580 DEBBIE DR FESTUS MO 630283003, FESTUS, MO 63028-3003

Mortgage

Document Number	17726
Date	Jun 14, 2018
Instrument	17726

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2048

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 20, 2017
Property Address	3580 DEBBIE DR, FESTUS, MO 63028-3003
Document Number	0000011813
Instrument Date	Apr 19, 2017
Instrument	11813
Transaction Type	Transfer
Record Updated	Apr 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3580 DEBBIE DR FESTUS MO 630283003, FESTUS, MO 63028-3003

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 26, 2017
Property Address	3580 DEBBIE DR, FESTUS, MO 63028-3003
Document Number	0000012433
Instrument Date	Apr 19, 2017
Instrument	12433
Transaction Type	Transfer
Record Updated	May 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3580 DEBBIE DR FESTUS MO 630283003, FESTUS, MO 63028-3003

Tax Assessment & Valuation

The 2025 property tax bill for 3580 Debbie Dr was $1,378.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$23,300 (-) Land $5,000 Building $18,300	$122,400 Land $26,300 Building $96,100
2025	$1,378.00	$23,300 Land $5,000 Building $18,300
2024			$122,400 (+7.18%) Land $26,300 Building $96,100
2023	$1,322.00	$21,700 Land $5,000 Building $16,700	$114,200 Land $26,300 Building $87,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3580 Debbie Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3580 Debbie Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Brown Dog Networks Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6

May also be available: AT&T, T-Mobile.

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