3554 Debbie Dr, Festus, MO 63028 Property Records

Jefferson County property record for 3554 Debbie Dr, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2,375 sqft · built 2013
Lot Size3.13 acres (136,343 sqft)
Owner2 Individual Names on File
Last Sale$338,000 (Mar 2014)
Tax Bill$3,137 (2025)
Deeds & MortgagesJan 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN182.009.00000017

Property Details

APN / Parcel Number

Primary APN182.009.00000017
Alternative APN
  • 1820090 017

Interior

Stories1 Story
Building Area2,375 sqft Living Area
Gross Area2,975 sqft
1st Floor Area2,375 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Construction TypeFrame
Lot Area136,343 sqft
Lot Dimensions300 ft deep x 288 ft wide
Garage TypeAttached
Garage Area600 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address3554 DEBBIE DR
CityFESTUS
StateMO
Zip63028-3003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLR2
Legal DescriptionHEMATITE HEIGHTS LOT 8
Legal Range5E
Legal Township40N
Legal Section09
Legal SubdivisionHEMATITE HEIGHTS
Legal Block1
Legal Lot Number8
JurisdictionJEFFERSON MO
Township / Civil DivisionJOACHIM
Census Block Group1
Census Block1014
Census Tract701001

Owner

3554 Debbie Dr is owned and occupied by two individuals who bought it in March 2014.

Source: Jefferson County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3554 DEBBIE DR, FESTUS, MO 63028-3003
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2014 · Amount on File
Deed SaleMar 13, 2014 · Amount on File
Deed Document Number20146934
Prior Transfer DateMar 10, 2014
Prior Transfer Doc0000006934
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address3554 DEBBIE DR, FESTUS, MO 63028-3003
Transaction TypeMortgage
Record UpdatedMar 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000333
DateJan 2, 2020
Instrument2020R-000333
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueDec 5, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 3554 Debbie Dr was $3,137, down 0.1% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Unified School DistrictFestus R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,900 (-) Land $4,500 Building $51,400$294,500 (-) Land $23,900 Building $270,600
2025$3,137.00 (-0.13%)$55,900 Land $4,500 Building $51,400$294,500 (-) Land $23,900 Building $270,600
2024$3,141.00 (+0.48%)$294,500 (+8.91%) Land $23,900 Building $270,600
2023$3,126.00$51,300 Land $4,500 Building $46,800$270,400 Land $23,900 Building $246,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3554 Debbie Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3554 Debbie Dr is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · above 49% of Missouri
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Brown Dog Networks
Fixed Wireless
50 / 10

May also be available: AT&T, Spectrum, T-Mobile.

Nearby Properties on Debbie Dr

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