359 Ferndale Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 359 Ferndale Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,626 sqft · built 2021
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on Record
Last Sale$276,465 (Feb 2021)
Tax Bill$5,749 (2025)
Deeds & MortgagesFeb 2021 Sale & Mortgage
May 2020 Sale
Flood ZoneZone X (minimal risk)
APN029011-7030

Property Details

APN / Parcel Number

Primary APN029011-7030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,626 sqft Living Area
Gross Area2,163 sqft
1st Floor Area1,626 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area117 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address359 FERNDALE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-7647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description92/37-45 WHISPER CREEK PHASE 8 LOT 703 OR5167/831
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 8
Legal Phase8
Legal Block1
Legal Lot Number703
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4022
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address359 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 1, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
JET HOMELOANS LLC
May 12, 2020Grant Deed, Transfer
DF TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 1, 2021 · Amount on Record
Deed SaleFeb 1, 2021 · Amount on Record
Deed Document Number202111355
Deed Book / Page5167 / 831
Record UpdatedJun 8, 2026

February 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 1, 2021
Property Address359 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7647
Document Number0051670831
Book / Page5167 / 831
Map ReferenceMB 92 PG 37-45
Instrument DateJan 28, 2021
Instrument2021011355
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 23, 2025
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,935.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address359 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7647

Mortgage

Document Number0005167833
DateFeb 1, 2021
Instrument5167/833
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateMay 12, 2020
Property Address359 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7647
Document Number0049410739
Book / Page004941 / 000739
Instrument DateMay 8, 2020
Instrument36603
Transaction TypeTransfer
Record UpdatedJun 26, 2020
Title CompanyDF TITLE LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$272,774 (+2.7%)$317,171 (-1.98%) Land $90,000 Building $227,171
2025$5,749.00 (+7.36%) Homeowner's exemption$265,603 (+2.9%)$323,591 (-6.32%) Land $95,000 Building $228,591
2024$5,355.00 (+1.38%) Homeowner's exemption$258,118 (+3%)$345,437 (+8.08%) Land $100,000 Building $245,437
2023$5,282.00 (+1.69%) Homeowner's exemption$250,600 (+3%)$319,610 (+9.47%) Land $84,000 Building $235,610
2022$5,194.00 Homeowner's exemption$243,301$291,965 Land $84,000 Building $207,965

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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