350 Ferndale Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 350 Ferndale Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,875 sqft · built 2019
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on Record
Last Sale$264,560 (Nov 2019)
Tax Bill$5,632 (2025)
Deeds & MortgagesFeb 2025 Transfer
Jan 2025 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN029011-7080

Property Details

APN / Parcel Number

Primary APN029011-7080

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,875 sqft Living Area
Gross Area2,446 sqft
1st Floor Area1,875 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area429 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area249 sqft
Patio Area267 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address350 FERNDALE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-7646
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description92/37-45 WHISPER CREEK PHASE 8 LOT 708 OR4832/535 & 5889/1876(L/E) & 6083/1208(Q/C) & 6103/626(L/E)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 8
Legal Phase8
Legal Block1
Legal Lot Number708
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4040
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address350 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 14, 2025Intrafamily Transfer, Transfer · Line of Credit
NAVY FCU
Jan 23, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 15, 2019Warranty Deed, Subdivision Related Transfer · VA Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 15, 2019 · Amount on Record
Deed SaleNov 15, 2019 · Amount on Record
Deed Document Number201985703
Deed Book / Page4832 / 535
Last Transfer DateFeb 25, 2025
Transfer Doc0061030626
Record UpdatedOct 29, 2026

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateFeb 25, 2025
Property Address350 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646
Document Number0061030626
Book / Page6103 / 626
Map ReferenceMB 92 PG 37-45
Instrument DateFeb 25, 2025
Instrument2025014244
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address350 FERNDALE WAY, ST AUGUSTINE, FL 32092-7646

Transferred To (Grantee/Buyer)

NameVerified Name

January 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJan 14, 2025
Property Address350 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646
Document Number0060831208
Book / Page6083 / 1208
Map ReferenceMB 92 PG 37-45
Instrument DateJan 14, 2025
Instrument2025003042
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address350 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646

Mortgage

Document Number0060971107
DateJan 14, 2025
Instrument6097/1107
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term482 Months
DueMar 1, 2065
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJan 23, 2024
Property Address350 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646
Document Number0058891876
Book / Page5889 / 1876
Map ReferenceMB 92 PG 37-45
Instrument DateJan 23, 2024
Instrument2024005726
Transaction TypeTransfer
Record UpdatedOct 23, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address350 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646

November 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateNov 15, 2019
Property Address350 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646
Document Number0048320535
Book / Page4832 / 0535
Map ReferenceMB 92 PG 37-45
Instrument DateNov 13, 2019
Instrument2019085703
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 2, 2022
Title CompanyGOLDEN DOG TITLE & TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,852.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address350 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646

Mortgage

Document Number0004832537
DateNov 15, 2019
Instrument4832/537
Lender
NameJET HOMELOANS LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$263,876 (+2.7%)$342,130 (-3.23%) Land $90,000 Building $252,130
2025$5,632.00 (+7.28%) Homeowner's exemption$256,939 (+2.9%)$353,560 (-7.07%) Land $95,000 Building $258,560
2024$5,250.00 (+1.39%) Homeowner's exemption$249,698 (+3%)$380,438 (+9.25%) Land $100,000 Building $280,438
2023$5,178.00 (+1.69%) Homeowner's exemption$242,425 (+3%)$348,220 (+9.52%) Land $84,000 Building $264,220
2022$5,092.00 Homeowner's exemption$235,364$317,942 Land $84,000 Building $233,942

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000

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