342 Ferndale Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 342 Ferndale Way, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,498 sqft · built 2019
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on File
Last Sale	$333,000 (Feb 2020)
Tax Bill	$5,647 (2025)
Deeds & Mortgages	Nov 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029011-7090`

Property Details

APN / Parcel Number

Primary APN	`029011-7090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,498 sqft Living Area
Gross Area	3,055 sqft
1st Floor Area	1,171 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	128 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	342 FERNDALE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32092-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	92/37-45 WHISPER CREEK PHASE 8 LOT 709 OR4891/1389
Legal Range	28E
Legal Township	06S
Legal Section	38
Legal Subdivision	WHISPER CREEK PHASE 8
Legal Phase	8
Legal Block	1
Legal Lot Number	709
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	4
Census Block	4040
Census Tract	20905

Owner

Source: St. Johns County records · APN 029011-7090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	342 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Feb 28, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Deed Document Number	202015867
Deed Book / Page	4891 / 1389
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	342 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	DHI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 FERNBALE WAY, SAINT AUGUSTINE, FL 32092-7646

Mortgage

Document Number	0054250773
Date	Nov 22, 2021
Book Page	5425/773
Instrument	2021126323

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	342 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646

Mortgage

Document Number	0052540095
Date	May 03, 2021
Book Page	5254/95
Instrument	2021049044

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 28, 2020
Property Address	342 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646
Document Number	0048911389
Book / Page	4891 / 1389
Map Reference	MB 92 PG 37-45
Instrument Date	Feb 25, 2020
Instrument	2020015867
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,331.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	342 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7646

Mortgage

Document Number	48911391
Date	Feb 28, 2020
Instrument	4891/1391

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$265,027 (+2.7%)	$383,534 (-5.07%) Land $90,000 Building $293,534
2025	$5,647.00 (+8.16%) Homeowner's exemption	$258,059 (+4.3%)	$404,008 (-6.46%) Land $95,000 Building $309,008
2024	$5,221.00 (+1.38%) Homeowner's exemption	$247,429 (+3%)	$431,891 (+7.27%) Land $100,000 Building $331,891
2023	$5,150.00 (+1.68%) Homeowner's exemption	$240,222 (+3%)	$402,612 (+10.15%) Land $84,000 Building $318,612
2022	$5,065.00 Homeowner's exemption	$233,225	$365,508 Land $84,000 Building $281,508

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209054, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 79 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, tidal / storm surge, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 84 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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