3588 Emma Ln, Vista, CA 92084 Property Records

San Diego County property record for 3588 Emma Ln, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,782 sqft · built 1981
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (May 2002)
Tax Bill	$5,963 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`181-071-12-00`

Property Details

APN / Parcel Number

Primary APN	`181-071-12-00`
Alternative APN	`1810707300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,782 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	26,136 sqft (0.6 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1810707300
Street Address	3588 EMMA LN
City	VISTA
State	CA
Zip	92084-6633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 4 DOC91-097212 IN TR PM02476
Legal Subdivision	PARCEL MAP NO 2476
Legal Tract	1002476
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1014
Census Tract	19208

Owner

3588 Emma Ln is owned and occupied by an individual who acquired it in April 2005.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3588 EMMA LN, VISTA, CA 92084-6633
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Jan 5, 2018	Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE INC
Oct 1, 2020	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Sep 13, 2019	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG
Sep 15, 2018	Deed of Trust, Mortgage · VA Mortgage PLANET HM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2002 · Amount on File
Deed Sale	May 29, 2002 · Amount on File
Deed Document Number	2002455381
Last Transfer Date	Apr 2, 2005
Transfer Doc	0000287478
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3588 EMMA LN, VISTA, CA 92084-6633
Transaction Type	Mortgage
Record Updated	Nov 26, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3558 EMMA LN, VISTA, CA 92084-6633

Mortgage

Document Number	0000787059
Date	Nov 15, 2021
Instrument	2021-0787059

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3588 EMMA LN, VISTA, CA 92084-6633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005219
Date	Jan 5, 2018
Instrument	2018-0005219

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3588 EMMA LN, VISTA, CA 92084-6633
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3588 EMMA LN, VISTA, CA 92084-6633

Mortgage

Document Number	0000589201
Date	Oct 1, 2020
Instrument	2020-0589201

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3588 EMMA LN, VISTA, CA 92084-6633
Document Number	0000421896
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3588 EMMA LN VISTA CA 920846633, VISTA, CA 92084-6633

Mortgage

Document Number	0000421896
Date	Sep 25, 2019
Instrument	421896

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3588 EMMA LN, VISTA, CA 92084-6633
Document Number	0000414504
Instrument Date	Sep 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3588 EMMA LN VISTA CA 920846633, VISTA, CA 92084-6633

Mortgage

Document Number	0000414504
Date	Oct 4, 2018
Instrument	414504

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3588 Emma Ln was $5,963 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$542,447 (+2%) Land $352,594 Building $189,853
2025	$5,963.00 Homeowner's exemption	$531,812 Land $345,681 Building $186,131
2023	$5,485.00 (+0.27%) Homeowner's exemption	$511,162 Land $332,258 Building $178,904
2022	$5,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3588 Emma Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3588 Emma Ln is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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