3570 Emma Ln, Vista, CA 92084 Property Records

San Diego County property record for 3570 Emma Ln, Vista, CA 92084 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 1974
Square Footage3,050 sqft Living Area
Lot Size26,136 sqft (0.6 acres)
OccupancyOwner Occupied
Last Sale$1,279,000 (2024)
Tax Bill$14,482.00 (2025)

Property Details

APN / Parcel Number

Primary APN181-071-17-00
Alternative APN
  • 1810705500

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area3,050 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional Style
Lot Area26,136 sqft (0.6 acres)
Parking Spaces3 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Old Parcel Number1810705500
Street Address3570 EMMA LN
CityVISTA
StateCA
Zip92084-6633
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSEC 27-11-3W NEQ DOC176486REC70 IN N H OF NWQ OF
Legal Range03W
Legal Township11
Legal Section27
Legal Block1
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1014
Census Tract19208

Owner

Source: San Diego County records · APN 181-071-17-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3570 EMMA LN, VISTA, CA 92084-6633
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 08, 2026Deed of Trust, Mortgage · Conventional Mortgage
BMO HARRIS BANK
Nov 19, 2021Grant Deed, Transfer · Conventional Mortgage
MEGA CAPITAL FUNDING INC
May 24, 2021Deed of Trust, Mortgage · Building or Construction Mortgage
DISCOVER BANK
Mar 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Feb 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
SPRING EQ LLC
Sep 25, 2019Quit Claim Deed, Transfer
QUICKEN LNS
Apr 20, 2017Grant Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 23, 2024 · Amount on Record
Deed SaleDec 23, 2024 · Amount on Record
Prior SaleNov 19, 2021 · Amount on Record
Deed Doc Number2024353951
Prior Transfer DateSep 18, 2019
Prior Transfer Doc0000421848
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateApr 08, 2026
Property Address3570 EMMA LN, VISTA, CA 92084-6633
Document Number0000096232
Instrument DateApr 01, 2026
Instrument202696232
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address3570 EMMA LN, VISTA, CA 92084-6633

Mortgage

Document Number0000096232,
DateApr 08, 2026
Instrument202696232
Lender
NameBMO HARRIS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

November 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 19, 2021
Property Address3570 EMMA LN, VISTA, CA 92084-6633
Document Number0000800060
Instrument DateSep 27, 2021
Instrument2021-0800060
Transaction TypeTransfer
Record UpdatedDec 01, 2021
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3570 EMMA LN, VISTA, CA 92084-6633

Mortgage

Document Number0000800061
DateNov 19, 2021
Instrument2021-0800061
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3570 EMMA LN, VISTA, CA 92084-6633
Transaction TypeMortgage
Record UpdatedJun 04, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3570 EMMA LN, VISTA, CA 92084-6633

Mortgage

Document Number0000389236
DateMay 24, 2021
Instrument2021-0389236
Lender
NameDISCOVER BANK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 20, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3570 EMMA LN, VISTA, CA 92084-6633
Transaction TypeMortgage
Record UpdatedMar 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3570 EMMA LN, VISTA, CA 92084-6633

Mortgage

Document Number0000184225
DateMar 10, 2021
Instrument2021-0184225
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3570 EMMA LN, VISTA, CA 92084-6633
Document Number0000109002
Instrument DateFeb 22, 2020
Transaction TypeMortgage
Record UpdatedMar 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3570 EMMA LN VISTA CA 920846633, VISTA, CA 92084-6633

Mortgage

Document Number0000109002
DateMar 03, 2020
Instrument109002
Lender
NameSPRING EQ LLC
AddressPHILADELPHIA, PA 19104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMar 02, 2045

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateSep 25, 2019
Property Address3570 EMMA LN, VISTA, CA 92084-6633
Document Number0000421848
Instrument DateSep 18, 2019
Instrument421848
Transaction TypeTransfer
Record UpdatedOct 03, 2019
Title CompanyAMROCK INC

Transaction

AmountAmount Recorded
Tax$249.70
Amount AccuracyFull Value
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3570 EMMA LN VISTA CA 920846633, VISTA, CA 92084-6633

Mortgage

Document Number421849
DateSep 25, 2019
Instrument421849
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueSep 24, 2049

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 20, 2017
Property Address3570 EMMA LN, VISTA, CA 92084-6633
Document Number0000177900
Instrument DateMar 30, 2017
Instrument2017-0177900
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR TITLE CO SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3570 EMMA LN, VISTA, CA 92084-6633

Mortgage

Document Number0000177901
DateApr 20, 2017
Instrument2017-0177901
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,304,579 (+2%) Land $939,297 Building $365,282
2025$14,482.00 (+27.75%)$1,279,000 (+25.39%) Land $920,880 Building $358,120
2024$11,336.00 (+2.46%)
2023$11,064.00 (+0.24%)$1,020,000 Land $734,400 Building $285,600
2022$11,037.00

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