3555 Emma Ln, Vista, CA 92084 Property Records

San Diego County property record for 3555 Emma Ln, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 5,958 sqft · built 1978
Lot Size	1.76 acres (76,666 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Dec 2011)
Tax Bill	$7,855 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2020 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`181-071-42-00`

Property Details

APN / Parcel Number

Primary APN	`181-071-42-00`
Alternative APN	`1810714000`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,958 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Roof Material	Tile
Lot Area	76,666 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Old Parcel Number	1810714000
Street Address	3555 EMMA LN
City	VISTA
State	CA
Zip	92084-6634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	PAR 1 DOC88-397151 IN PAR 4&IN TR PM05953
Legal Tract	1005953
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1017
Census Tract	19208

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3555 EMMA LN, VISTA, CA 92084-6634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Affidavit, Transfer
Jul 1, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Sep 16, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Sep 13, 2019	Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS
Feb 22, 2018	Quit Claim Deed, Transfer TITLE 365
Jan 31, 2018	Quit Claim Deed, Transfer STEWART TITLE
Jan 31, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Jun 19, 2017	Quit Claim Deed, Transfer Quitclaim
May 9, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage NEW YORK COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2011 · Amount on Record
Deed Sale	Dec 23, 2011 · Amount on Record
Prior Sale	May 25, 1993 · Amount on Record
Deed Document Number	2011695309
Last Transfer Date	Aug 9, 2019
Transfer Doc	0000402562
Record Updated	Oct 29, 2026

July 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 14, 2026
Property Address	3555 EMMA LN, VISTA, CA 92084-6634
Document Number	0000200692
Instrument Date	Jul 7, 2026
Instrument	2026200692
Transaction Type	Transfer
Record Updated	Jul 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3555 EMMA LN, VISTA, CA 92084-6634
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000345825
Date	Jul 1, 2020
Instrument	2020-0345825

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2019
Property Address	3555 EMMA LN, VISTA, CA 92084-6634
Document Number	0000402562
Instrument Date	Aug 9, 2019
Instrument	402562
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3555 EMMA LN VISTA CA 920846634, VISTA, CA 92084-6634

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 13, 2019
Property Address	3555 EMMA LN, VISTA, CA 92084-6634
Document Number	0000400470
Instrument Date	Aug 9, 2019
Instrument	400470
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3555 EMMA LN VISTA CA 920846634, VISTA, CA 92084-6634

Mortgage

Document Number	400471
Date	Sep 13, 2019
Instrument	400471

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2034

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 22, 2018
Property Address	3555 EMMA LN, VISTA, CA 92084-6634
Document Number	0000068756
Instrument Date	Jan 22, 2018
Instrument	68756
Transaction Type	Transfer
Record Updated	Feb 28, 2018
Title Company	TITLE 365

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3555 EMMA LN VISTA CA 920846634, VISTA, CA 92084-6634

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2018
Property Address	3555 EMMA LN, VISTA, CA 92084-6634
Document Number	0000038530
Instrument Date	Jan 9, 2018
Instrument	38530
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3555 EMMA LN VISTA CA 920846634, VISTA, CA 92084-6634

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 31, 2018
Property Address	3555 EMMA LN, VISTA, CA 92084-6634
Document Number	0000038529
Map Reference	FILE 77-193343
Instrument Date	Jan 9, 2018
Instrument	2018-0038529
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3555 EMMA LN, VISTA, CA 92084-6634

Mortgage

Document Number	0000038531
Date	Jan 31, 2018
Instrument	2018-0038531

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2017
Property Address	3555 EMMA LN, VISTA, CA 92084-6634
Document Number	0000274965
Instrument Date	Jun 19, 2017
Instrument	274965
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3555 EMMA LN VISTA CA 920846634, VISTA, CA 92084-6634

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 9, 2017
Property Address	3555 EMMA LN, VISTA, CA 92084-6634
Document Number	0000206301
Map Reference	PM5953
Instrument Date	May 1, 2017
Instrument	2017-0206301
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TITLE365 COMPANY GLENDALE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3555 EMMA LN, VISTA, CA 92084-6634

Mortgage

Document Number	0000206302
Date	May 9, 2017
Instrument	2017-0206302

Lender

Name	NEW YORK COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$704,635 (+2%) Land $320,288 Building $384,347
2025	$7,855.00 (+8.64%)	$690,819 (+4.04%) Land $314,008 Building $376,811
2023	$7,230.00 (+0.25%)	$663,995 Land $301,815 Building $362,180
2022	$7,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1998–1999)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1999 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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