Winnebago County property record for 3587 Red Cherry Ln, Cherry Valley, IL 61016
| Property Type | State-Assessed Property |
|---|---|
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $308,500 (Dec 2023) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02-405-010 |
| Primary APN | 16-02-405-010 |
|---|
| Lot Area | 14,810 sqft (0.339 acres) |
|---|
| Street Address | 3587 RED CHERRY LN |
|---|---|
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9734 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > State-Assessed Property |
| Local Zoning Code | R2 |
| Legal Description | DIXONS CHERRY HILL SUB NO 1 PT SE1/4 SEC 2-43-2 LOT 40 |
| Legal Range | 02 |
| Legal Township | 43 |
| Legal Section | 02 |
| Legal Subdivision | DIXONS CHERRY HILL SUB |
| Legal Lot Number | 40 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 3705 |
3587 Red Cherry Ln, a commercial property, is owned and occupied by an individual who bought it in December 2023.
Source: Winnebago County records, as of December 26, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3587 RED CHERRY LN, CHERRY VALLEY, IL 61016-9734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ENSURE HOME LOANS LLC |
| Aug 21, 2023 | Warranty Deed, Transfer TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2023 · Amount on File |
| Deed Sale | Dec 5, 2023 · Amount on File |
| Prior Sale | Dec 5, 2023 · Amount on File |
| Deed Document Number | 2328610 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 3587 RED CHERRY LN, CHERRY VALLEY, IL 61016-9734 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000031128 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2531128 |
| Name | ENSURE HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Aug 21, 2023 |
| Property Address | CHERRY HILL RD, CHERRY VALLEY, IL 61016 |
| Document Number | 0000019139 |
| Map Reference | BK48 PG120B |
| Instrument Date | Aug 11, 2023 |
| Instrument | 2319139 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2023 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount on Record |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1515 ELMWOOD RD, ROCKFORD, IL 61103-1213 |
Source: Winnebago County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $117 Land $117 | $351 Land $351 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3587 Red Cherry Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3587 Red Cherry Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHERRY VALLEY serves 4,731 people · EPA ID IL2010050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Radium resolved · Jul 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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