3546 Red Cherry Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3546 Red Cherry Ln, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,420 sqft · built 2017
Lot Size	0.344 acres (14,992 sqft)
Owner	Individual Name on Record
Last Sale	$190,500 (Feb 2018)
Tax Bill	$6,515 (2024)
Deeds & Mortgages	Aug 2020 Mortgage Feb 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-02-402-008`

Property Details

APN / Parcel Number

Primary APN	`16-02-402-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,420 sqft Living Area
1st Floor Area	1,710 sqft
Basement Area	1,710 sqft
Finished Basement	1,710 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	14,992 sqft (0.344 acres)
Garage Area	640 sqft
Driveway	Driveway
Deck Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3546 RED CHERRY LN
City	CHERRY VALLEY
State	IL
Zip	61016-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	DIXONS CHERRY HILL SUB NO 1 PT SE1/4 SEC 2-43-2 LOT 30
Legal Range	2
Legal Township	43
Legal Section	2
Legal Subdivision	DIXONS CHERRY HILL SUB NO 1
Legal Lot Number	30
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	1
Census Block	1017
Census Tract	3705

Owner

Source: Winnebago County records, as of September 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3546 RED CHERRY LN, CHERRY VALLEY, IL 61016-9734
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Conventional with PMI ENDEAVOR CAP
Feb 8, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI FIRST NAT'L BK/OMAHA
Jan 2, 2018	Quit Claim Deed, Transfer Quitclaim
May 8, 2017	Warranty Deed, Transfer TITLE UNDERWRITERS AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2018 · Amount on Record
Deed Sale	Feb 8, 2018 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Last Transfer Date	Jul 17, 2025
Transfer Doc	0000019661
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	3546 RED CHERRY LN, CHERRY VALLEY, IL 61016-9734
Document Number	0001024527
Instrument Date	Aug 18, 2020
Transaction Type	Mortgage
Record Updated	Sep 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3546 RED CHERRY LN CHERRY VALLEY IL 610169734, CHERRY VALLEY, IL 61016-9734

Mortgage

Document Number	0001024527
Date	Aug 26, 2020
Instrument	1024527

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

Interest

Rate Type	Fixed Rate
Rate	2.87%

February 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 8, 2018
Property Address	3546 RED CHERRY LN, CHERRY VALLEY, IL 61016-9734
Document Number	0001003836
Instrument Date	Feb 5, 2018
Instrument	1003836
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 21, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.17
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3546 RED CHERRY LN CHERRY VALLEY IL 610169734, CHERRY VALLEY, IL 61016-9734

Mortgage

Document Number	1003837
Date	Feb 8, 2018
Instrument	1003837

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 2, 2018
Property Address	3546 RED CHERRY LN, CHERRY VALLEY, IL 61016-9734
Document Number	0001000190
Instrument Date	Jul 25, 2017
Instrument	1000190
Transaction Type	Transfer
Record Updated	Jan 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3546 RED CHERRY LN CHERRY VALLEY IL 610169734, CHERRY VALLEY, IL 61016-9734

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 8, 2017
Property Address	3546 RED CHERRY LN, CHERRY VALLEY, IL 61016-9734
Document Number	0001013794
Instrument Date	May 4, 2017
Instrument	1013794
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Tax	$37.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	225 29TH ST ROCKFORD IL 611081829, ROCKFORD, IL 61108-1829

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 16, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,515.00	$96,161 (+23.32%) Land $12,606 Building $83,555	$288,483 (+23.32%) Land $37,818 Building $250,665
2022	Homeowner's exemption	$77,977 Land $10,678 Building $67,299	$233,931 Land $32,034 Building $201,897

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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