3574 Red Cherry Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 3574 Red Cherry Ln, Cherry Valley, IL 61016

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,366 sqft · built 2010
Lot Size0.345 acres (15,036 sqft)
Owner2 Individual Names on Record
Last Sale$205,700 (Jul 2010)
Tax Bill$6,816 (2025)
Deeds & MortgagesOct 2026 Transfer
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1602402009

Property Details

APN / Parcel Number

Primary APN1602402009

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,366 sqft Living Area
1st Floor Area1,683 sqft
Basement Area1,683 sqft
Finished Basement1,683 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area15,036 sqft (0.345 acres)
Garage Area759 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3574 RED CHERRY LN
CityCHERRY VALLEY
StateIL
Zip61016-9734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionDIXONS CHERRY HILL SUB NO 1 PT SE1/4 SEC 2-43-2 LOT 29
Legal Range2
Legal Township43
Legal Section2
Legal SubdivisionDIXONS CHERRY HILL SUB NO 1
Legal Lot Number29
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group1
Census Block1017
Census Tract3705

Owner

Source: Winnebago County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3574 RED CHERRY LN, CHERRY VALLEY, IL 61016-9734
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 31, 2020Deed of Trust, Mortgage · Conventional with PMI
NORTHWEST BK/ROCKFORD

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 14, 2010 · Amount on Record
Deed SaleJul 14, 2010 · Amount on Record
Deed Document Number201026158
Last Transfer DateOct 6, 2026
Transfer Doc0000026987
Record UpdatedOct 29, 2026

October 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionWINNEBAGO IL
Recording DateOct 7, 2026
Property Address3574 RED CHERRY LN, CHERRY VALLEY, IL 61016-9734
Document Number0000026987
Instrument DateOct 6, 2026
Instrument202626987
Transaction TypeTransfer
Record UpdatedOct 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6140 HATHAWAY TRL, ROSCOE, IL 61073-9055

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address3574 RED CHERRY LN, CHERRY VALLEY, IL 61016-9734
Document Number0001009137
Instrument DateMar 31, 2020
Transaction TypeMortgage
Record UpdatedApr 27, 2020
Title CompanyMAGNUS TITLE AGENCY, MTA

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3574 RED CHERRY LN CHERRY VALLEY IL 610169734, CHERRY VALLEY, IL 61016-9734

Mortgage

Document Number0001009137
DateApr 7, 2020
Instrument1009137
Lender
NameNORTHWEST BK/ROCKFORD
TypeBank
AddressROCKFORD, IL 61103
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueApr 6, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,816.00 (+5.19%) Homeowner's exemption Senior Citizen's exemption$105,803 (+10.55%) Land $13,935 Building $91,868$317,409 (+10.55%) Land $41,805 Building $275,604
2024$6,480.00$95,706 (+24.11%) Land $12,605 Building $83,101$287,118 (+24.11%) Land $37,815 Building $249,303
2022Homeowner's exemption$77,111 Land $10,677 Building $66,434$231,333 Land $32,031 Building $199,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHERRY VALLEY
serves 4,731 people · EPA ID IL2010050
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityRadium
resolved · Jul 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Red Cherry Ln

Nearby Streets

Search Property Records by Address or Parcel Number