Chautauqua County and North Harmony Town property record for 3586 Watson Rd, Stow, NY 14785
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 3 bd · 1.5 ba · 1,905 sqft · built 1980 |
| Lot Size | 31 acres (1,350,360 sqft) |
| Owner | Trust Name on File |
| Last Sale | $390,000 (Jun 2001) |
| Tax Bill | $20,755 (2026) |
| APN | 065400 332.16-1-37 |
| Primary APN | 065400 332.16-1-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,905 sqft Total Area |
| 1st Floor Area | 657 sqft |
| 2nd Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 1,350,360 sqft (31 acres) |
| Lot Dimensions | 408 ft deep x 320 ft wide |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 3,164 sqft |
| Parking Spaces | 12 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 156 sqft |
| Canopy | 672 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3586 WATSON RD |
|---|---|
| City | STOW |
| State | NY |
| Zip | 14785-9716 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | 02 - SINGL |
| Legal Description | OLD APN: 065400 20-3-7 |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | NORTH HARMONY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 36801 |
3586 Watson Rd, a residential property, is held in a trust since December 2012.
Source: Chautauqua County and North Harmony Town records, as of September 23, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3950 CARNEGIE AVE, CLEVELAND, OH 44115-2720 |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2001 · Amount on File |
| Deed Sale | Jun 15, 2001 · Amount on File |
| Deed Book / Page | 2469 / 469 |
| Last Transfer Date | Dec 14, 2012 |
| Transfer Doc | 0000002012/000000668 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 3586 Watson Rd was $20,755, up 27.2% from the year before.
Source: Chautauqua County and North Harmony Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | North Harmony Town |
| Unified School District | Chautauqua Lake Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $20,755.00 (+27.21%) | ||
| 2025 | $16,315.00 | $658,100 Land $412,600 Building $245,500 | $1,121,124 Land $702,896 Building $418,228 |
| 2023 | $632,500 (-) Land $412,600 Building $219,900 | $951,100 (+14.58%) Land $620,433 Building $330,667 | |
| 2022 | $632,500 Land $412,600 Building $219,900 | $830,100 Land $541,501 Building $288,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3586 Watson Rd; there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2014–2021) |
| Most Recent Claim | Jul 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3586 Watson Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures