Chautauqua County and North Harmony Town property record for 3600 Watson Rd, Stow, NY 14785
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,608 sqft · built 1950 |
| Lot Size | 0.277 acres (12,096 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,607 (2026) |
| Deeds & Mortgages | Sep 2021 Sale Aug 2017 Transfer |
| APN | 065400 332.16-1-31 |
| Primary APN | 065400 332.16-1-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,608 sqft Living Area |
| 1st Floor Area | 1,304 sqft |
| 2nd Floor Area | 1,304 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 12,096 sqft (0.277 acres) |
| Lot Dimensions | 224 ft deep x 54 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
| Porch Area | 472 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3600 WATSON RD |
|---|---|
| City | STOW |
| State | NY |
| Zip | 14785-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | OLD APN: 065400 20-6-18.1 |
| Legal Block | 1 |
| Legal Lot Number | 31.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | NORTH HARMONY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 36801 |
3600 Watson Rd is owned by an individual who acquired it in September 2021.
Source: Chautauqua County and North Harmony Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 15, STOW, NY 14785-0015 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2021 | Warranty Deed, Transfer |
| Aug 8, 2017 | Quit Claim Deed, Transfer NONE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 16, 2021 |
| Transfer Doc | DE2021006801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Sep 23, 2021 |
| Property Address | 3600 WATSON RD, STOW, NY 14785-9717 |
| Document Number | DE2021006801 |
| Instrument Date | Sep 16, 2021 |
| Instrument | DE2021006801 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 15, STOW, NY 14785-0015 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Aug 8, 2017 |
| Property Address | 3600 WATSON RD, STOW, NY 14785-9717 |
| Document Number | 0000002017/0000005174 |
| Book / Page | 0000002017 / 0000005174 |
| Instrument Date | Aug 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | NONE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 152 WILLOW AVE, JAMESTOWN, NY 14701-4122 |
The 2026 property tax bill for 3600 Watson Rd was $7,607, up 22.3% from the year before.
Source: Chautauqua County and North Harmony Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | North Harmony Town |
| Unified School District | Chautauqua Lake Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,607.00 (+22.26%) | ||
| 2025 | $6,222.00 | $241,200 Land $119,700 Building $121,500 | $410,900 Land $203,917 Building $206,983 |
| 2023 | $241,200 (-) Land $119,700 Building $121,500 | $362,700 (+14.6%) Land $179,997 Building $182,703 | |
| 2022 | $241,200 Land $119,700 Building $121,500 | $316,500 Land $157,069 Building $159,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3600 Watson Rd; there have been 3 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2014–2021) |
| Most Recent Claim | Jul 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3600 Watson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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