3602 Watson Rd, Stow, NY 14785 Property Records

Chautauqua County and North Harmony Town property record for 3602 Watson Rd, Stow, NY 14785

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,536 sqft · built 1950
Lot Size	0.02 acres (871 sqft)
Owner	Individual Name on File
Tax Bill	$1,798 (2026)
APN	`065400 332.16-1-30`

Property Details

APN / Parcel Number

Primary APN	`065400 332.16-1-30`
Alternative APN	`54003320160001030000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,536 sqft Total Area
1st Floor Area	768 sqft
2nd Floor Area	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	871 sqft (0.02 acres)
Lot Dimensions	40 ft deep x 24 ft wide
Porch	Porch
Porch Area	384 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3602 WATSON RD
City	STOW
State	NY
Zip	14785
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	02 - SINGL
Legal Description	OLD APN: 065400 20-6-18.4.A & B
Legal Block	1
Legal Lot Number	30.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	NORTH HARMONY
Census Block Group	3
Census Block	3008
Census Tract	36801

Owner

3602 Watson Rd, a duplex, is owned by an individual.

Source: Chautauqua County and North Harmony Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1545 PRINCE EDWARD ST, MOUNT PLEASANT, SC 29466-9408
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 3602 Watson Rd was $1,798, up 22.3% from the year before.

Source: Chautauqua County and North Harmony Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	North Harmony Town
Unified School District	Chautauqua Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,798.00 (+22.31%)
2025	$1,470.00	$57,000 Land $12,000 Building $45,000	$97,100 Land $20,442 Building $76,658
2023		$57,000 (-) Land $12,000 Building $45,000	$85,700 (+14.57%) Land $18,042 Building $67,658
2022		$57,000 Land $12,000 Building $45,000	$74,800 Land $15,747 Building $59,053

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3602 Watson Rd; there have been 3 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2014–2021)
Most Recent Claim	Jul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3602 Watson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 95% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20