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3585 Harmony Cir, Elgin, IL 60124 Property Records

Kane County property record for 3585 Harmony Cir, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$535,000 (2021)
Tax Bill$15,054.00 (2025)

Owner

Source: Kane County records · APN 05-12-129-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3585 HARMONY CIR, ELGIN, IL 60124-3124
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingTenant By Entirety

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Deed of Trust, Mortgage · Line of Credit
ABBOTT LABORATORIES EMPLOYEES CU
Dec 29, 2021Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jun 05, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NEIGHBORHOOD LOANS
Aug 09, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 29, 2021 · Amount on Record
Deed SaleDec 29, 2021 · Amount on Record
Prior SaleJun 05, 2020 · Amount on Record
Deed Doc Number202196008
Record RefreshedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address3585 HARMONY CIR, ELGIN, IL 60124-3124
Transaction TypeMortgage
Record UpdatedMar 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015220
DateMar 18, 2022
Instrument2022K015220
Lender
NameABBOTT LABORATORIES EMPLOYEES CU
TypeCredit Union
AddressGURNEE, IL 60031
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueMar 17, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 29, 2021
Property Address3585 HARMONY CIR, ELGIN, IL 60124-3124
Document Number0000096008
Map ReferenceDOC 2006K120182
Instrument DateDec 29, 2021
Instrument2021K096008
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyNOT AVAILABLE, CT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$535.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3585 HARMONY CIR, 3585, ELGIN, IL 60124-3124

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3585 HARMONY CIR, ELGIN, IL 60124-3124

Mortgage

Document Number0000096009
DateDec 29, 2021
Instrument2021K096009
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 01, 2037

June 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 05, 2020
Property Address3585 HARMONY CIR, ELGIN, IL 60124-3124
Document Number0000029070
Instrument DateMay 18, 2020
Instrument29070
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 07, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$726.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address1981 BRIARCLIFFE BLVD WHEATON IL 601898503, WHEATON, IL 60189-8503

Mortgage

Document Number29071
DateJun 05, 2020
Instrument29071
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJun 04, 2050
Interest
Rate TypeFixed Rate

August 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateAug 09, 2019
Property Address3585 HARMONY CIR, ELGIN, IL 60124-3124
Document Number0000035669
Instrument DateJun 26, 2019
Instrument35669
Transaction TypeTransfer
Record UpdatedAug 19, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1751A W DIEHI RD NAPERVILLE IL 60563, NAPERVILLE, IL 60563

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionPlato Township
MunicipalityElgin City
Unified School DistrictCentral Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$15,054.00 (+2.5%) Homeowner's exemption
2024$195,290 (+20.27%) Land $29,480 Building $165,810$586,104 (+20.32%) Land $88,475 Building $497,629
2022$14,687.00 (-0.54%) Homeowner's exemption$162,376 (+3.51%) Land $28,476 Building $133,900$487,128 (+3.51%) Land $85,428 Building $401,700
2021$14,767.00 Homeowner's exemption$156,869 Land $27,510 Building $129,359$470,607 Land $82,530 Building $388,077

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN05-12-129-009

Exterior

Lot Area12,197 sqft (0.28 acres)

Location & Zoning

Street Address3585 HARMONY CIR
CityELGIN
StateIL
Zip60124-3124
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHIGHLAND WOODS NEIGHBORHOOD D LT 384
Legal SubdivisionHIGHLAND WOODS
Legal Block2
Legal Lot Number384
JurisdictionKANE IL
Minor Civil DivisionPLATO
Census Blockgroup2
Census Block2076
Census Tract850711

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