Kane County property record for 3592 Harmony Cir, Elgin, IL 60124 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,361 sqft · built 2011 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $407,000 (Nov 2011) |
| Tax Bill | $15,074 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-12-128-019 |
| Primary APN | 05-12-128-019 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,361 sqft Living Area |
| Basement Area | 1,556 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Area | 620 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|
| Street Address | 3592 HARMONY CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND WOODS NEIGHBORHOOD D LT 379 |
| Legal Subdivision | HIGHLAND WOODS |
| Legal Block | 2 |
| Legal Lot Number | 379 |
| Jurisdiction | KANE IL |
| Township / Civil Division | PLATO |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 850711 |
Source: Kane County records · APN 05-12-128-019
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3592 HARMONY CIR, ELGIN, IL 60124-3124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 17, 2011 · Amount on Record |
| Deed Sale | Nov 17, 2011 · Amount on Record |
| Prior Sale | Aug 09, 2007 · Amount on Record |
| Deed Document Number | 201169407 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 3592 HARMONY CIR, ELGIN, IL 60124-3124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000076841 |
|---|---|
| Date | Dec 10, 2020 |
| Instrument | 2020K076841 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2050 |
| Rate | 2.37% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Plato Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,074.00 (+12.25%) Homeowner's exemption | ||
| 2024 | $190,192 (+28.61%) Land $29,480 Building $160,712 | $570,804 (+28.66%) Land $88,475 Building $482,329 | |
| 2022 | $13,429.00 (+1.42%) Homeowner's exemption | $147,879 (+3.51%) Land $28,476 Building $119,403 | $443,637 (+3.51%) Land $85,428 Building $358,209 |
| 2021 | $13,241.00 Homeowner's exemption | $142,864 Land $27,510 Building $115,354 | $428,592 Land $82,530 Building $346,062 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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