3583 Harmony Cir, Elgin, IL 60124 Property Records

Kane County property record for 3583 Harmony Cir, Elgin, IL 60124 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2008
Square Footage	4,133 sqft Living Area
Lot Size	18,731 sqft (0.43 acres)
Occupancy	Owner Occupied
Last Sale	$472,500 (2020)
Tax Bill	$16,673.00 (2025)

Owner

Source: Kane County records · APN 05-12-129-010

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3583 HARMONY CIR, ELGIN, IL 60124-3124
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Apr 30, 2008 · Amount on Record
Deed Doc Number	202019563
Record Refreshed	Sep 20, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 20, 2020
Property Address	3583 HARMONY CIR, ELGIN, IL 60124-3124
Document Number	0000019563
Map Reference	DOC 2006K120182
Instrument Date	Apr 03, 2020
Instrument	2020K019563
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	3583 HARMONY CIR, ELGIN, IL 60124-3124

Mortgage

Document Number	0000019564
Date	Apr 20, 2020
Instrument	2020K019564

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,673.00 (+8.31%) Homeowner's exemption
2024		$209,585 (+24.29%) Land $29,480 Building $180,105	$629,007 (+24.34%) Land $88,475 Building $540,531
2022	$15,394.00 (-0.54%) Homeowner's exemption	$168,631 (+3.51%) Land $28,476 Building $140,155	$505,893 (+3.51%) Land $85,428 Building $420,465
2021	$15,478.00 Homeowner's exemption	$162,912 Land $27,510 Building $135,402	$488,736 Land $82,530 Building $406,206

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`05-12-129-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	4,133 sqft Living Area
Basement Area	1,883 sqft Basement
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Lot Area	18,731 sqft (0.43 acres)
Parking Spaces	3 Parking Spaces
Garage Area	462 sqft Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	3583 HARMONY CIR
City	ELGIN
State	IL
Zip	60124-3124
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HIGHLAND WOODS NEIGHBORHOOD D LT 398
Legal Subdivision	HIGHLAND WOODS
Legal Block	2
Legal Lot Number	398
Jurisdiction	KANE IL
Minor Civil Division	PLATO
Census Blockgroup	2
Census Block	2076
Census Tract	850711