3583 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3583 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,304 sqft · built 1972
Lot Size	0.066 acres (2,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Dec 2021)
Tax Bill	$12,202 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jun 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`064-434-026`

Property Details

APN / Parcel Number

Primary APN	`064-434-026`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	2,880 sqft (0.066 acres)
Lot Dimensions	70 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3583 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO STR U 1 BL 12 LT 3
Legal Subdivision	MORRO STRAND 01
Legal Block	12
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2020
Census Tract	10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	135 VENDOLA DR, SAN RAFAEL, CA 94903-2951
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jun 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage SAN LUIS FINANCIAL INC
Apr 30, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 1, 2018	Affidavit of Death, Transfer
Nov 1, 2018	Quit Claim Deed, Transfer Quitclaim
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROBERT A JR & MICHELLE A DAVIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2021 · Amount on Record
Deed Sale	Dec 8, 2021 · Amount on Record
Deed Document Number	202180240
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	0000015502
Record Updated	Oct 29, 2026

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 8, 2021
Property Address	3583 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number	0000080240
Map Reference	MB 3 PG 105
Instrument Date	Nov 9, 2021
Instrument	2021080240
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	135 VENDOLA DR, SAN RAFAEL, CA 94903-2951

Mortgage

Document Number	0000080241
Date	Dec 8, 2021
Instrument	2021080241

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3583 OCEAN BLVD, CAYUCOS, CA 93430-1851
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024318
Date	Jun 14, 2018
Instrument	2018024318

Lender

Name	SAN LUIS FINANCIAL INC
Type	Mortgage Company
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Jul 1, 2025

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 30, 2019
Property Address	3583 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number	0000015502
Map Reference	MB 3 PG 105
Instrument Date	Apr 26, 2019
Instrument	2019015502
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CHICAGO TITLE COMPANY IRVINE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 PETERSON RANCH RD, TEMPLETON, CA 93465-8742

Mortgage

Document Number	0000015503
Date	Apr 30, 2019
Instrument	2019015503

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 1, 2018
Property Address	3583 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number	0000045746
Instrument Date	Nov 1, 2018
Instrument	45746
Transaction Type	Transfer
Record Updated	Nov 13, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	830 PETERSON RANCH RD TEMPLETON CA 934658742, TEMPLETON, CA 93465-8742

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 1, 2018
Property Address	3583 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number	0000045747
Instrument Date	Nov 1, 2018
Instrument	45747
Transaction Type	Transfer
Record Updated	Nov 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	830 PETERSON RANCH RD TEMPLETON CA 934658742, TEMPLETON, CA 93465-8742

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3583 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number	0000024319
Instrument Date	Jun 6, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	380 PETERSON RANCH RD TEMPLETON CA 93465, TEMPLETON, CA 93465

Mortgage

Document Number	0000024319
Date	Jun 14, 2018
Instrument	24319

Lender

Name	ROBERT A JR & MICHELLE A DAVIS
Address	6470 ROCKY CANYON RD, ATASCADERO, CA 93422-4719

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,190,674 (+2%) Land $811,824 Building $378,850
2025	$12,202.00 (+1.9%)	$1,167,328 (+4.04%) Land $795,906 Building $371,422
2023	$11,974.00 (+1.71%)	$1,122,000 Land $765,000 Building $357,000
2022	$11,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi.

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