3517 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3517 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,379 sqft · built 1979
Lot Size0.056 acres (2,450 sqft)
OwnerCompany Name on Record
Last Sale$995,000 (Jul 2021)
Tax Bill$11,051 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN064-434-007

Property Details

APN / Parcel Number

Primary APN064-434-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,379 sqft Living Area
1st Floor Area1,379 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialTar & Gravel
Lot Area2,450 sqft (0.056 acres)
Lot Dimensions70 ft deep x 35 ft wide
TerrainAbove Road/Slope

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address3517 OCEAN BLVD
CityCAYUCOS
StateCA
Zip93430-1851
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionMORRO STR 1 BL 12 LT 8
Legal SubdivisionMORRO STRAND 01
Legal Tract1
Legal Block12
Legal Lot Number8
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group2
Census Block2020
Census Tract10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address7520 N TRELLIS CIR, FRESNO, CA 93720-3685
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 22, 2021 · Amount on Record
Deed SaleJul 22, 2021 · Amount on Record
Prior SaleFeb 7, 2006 · Amount on Record
Deed Document Number202152108
Prior Transfer DateSep 1, 2016
Prior Transfer Doc0000044636
Record UpdatedOct 29, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJul 22, 2021
Property Address3517 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number0000052108
Map ReferenceMB 3 PG 105
Instrument DateJun 29, 2021
Instrument2021052108
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7520 N TRELLIS CIR, FRESNO, CA 93720-3685

Mortgage

Document Number0000052109
DateJul 22, 2021
Instrument2021052109
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,077,018 (+2%) Land $676,520 Building $400,498
2025$11,051.00 (+1.91%)$1,055,901 (+4.04%) Land $663,255 Building $392,646
2023$10,844.00 (+1.72%)$1,014,900 Land $637,500 Building $377,400
2022$10,661.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 policies
Nearby Flood Policies20 in force
Nearby Flood Claims10 (1983–2016)
Claims Outside the SFHA6 of 10
Most Recent ClaimJan 2016 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 49% of California
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSLOCSA #10A - CAYUCOS
serves 1,200 people · EPA ID CA4010901
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionOct 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Ranch Wifi.

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