3555 Ocean Blvd, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 3555 Ocean Blvd, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,383 sqft · built 1965
Lot Size	0.064 acres (2,800 sqft)
Owner	2 Company Names on File
Last Sale	$610,000 (Aug 2017)
Tax Bill	$7,312 (2025)
Deeds & Mortgages	Dec 2025 Transfer Mar 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`064-434-020`

Property Details

APN / Parcel Number

Primary APN	`064-434-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	1,383 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Wood
Lot Area	2,800 sqft (0.064 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	3555 OCEAN BLVD
City	CAYUCOS
State	CA
Zip	93430-1851
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MORRO STR U 1 BL 12 LT 5
Legal Subdivision	MORRO STRAND 01
Legal Block	12
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	2
Census Block	2020
Census Tract	10504

Owner

3555 Ocean Blvd is owned by a company that bought it in August 2017.

Source: San Luis Obispo County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	3555 OCEAN BLVD, CAYUCOS, CA 93430-1851
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Intrafamily Transfer, Transfer
Mar 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC
Aug 8, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Aug 8, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Aug 8, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Aug 8, 2017	Grant Deed, Transfer · Conventional with PMI FINANCIAL CTR WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on File
Deed Sale	Aug 8, 2017 · Amount on File
Deed Document Number	201734927
Prior Transfer Date	Jul 20, 2017
Prior Transfer Doc	0000034924
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Dec 11, 2025
Property Address	3555 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number	0000038105
Map Reference	MB 3 PG 105
Instrument Date	Dec 8, 2025
Instrument	2025038105
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3555 OCEAN BLVD, CAYUCOS, CA 93430-1851

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	3555 OCEAN BLVD, CAYUCOS, CA 93430-1851
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011625
Date	Mar 9, 2020
Instrument	2020011625

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 8, 2017
Property Address	3555 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number	0000034926
Instrument Date	Jul 20, 2017
Instrument	34926
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	651 CRYSTAL SPRINGS CT DANVILLE CA 945061211, DANVILLE, CA 94506-1211

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 8, 2017
Property Address	3555 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number	0000034924
Instrument Date	Jul 20, 2017
Instrument	34924
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1480 N M ST TULARE CA 932741450, TULARE, CA 93274-1450

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 8, 2017
Property Address	3555 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number	0000034925
Instrument Date	Jul 20, 2017
Instrument	34925
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	519 W TAYLOR ST #394 SANTA MARIA CA 934581002, 394, SANTA MARIA, CA 93458-1002

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 8, 2017
Property Address	3555 OCEAN BLVD, CAYUCOS, CA 93430-1851
Document Number	0000034927
Instrument Date	Jun 27, 2017
Instrument	34927
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3555 OCEAN BLVD CAYUCOS CA 934301851, CAYUCOS, CA 93430-1851

Mortgage

Document Number	34928
Date	Aug 8, 2017
Instrument	34928

Lender

Name	FINANCIAL CTR WEST
Type	Funding / Finance Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3555 Ocean Blvd was $7,312.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$707,951 (+2%) Land $493,245 Building $214,706
2025	$7,312.00	$694,071 Land $483,574 Building $210,497
2023	$7,173.00 (+1.72%)	$667,122 Land $464,798 Building $202,324
2022	$7,052.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3555 Ocean Blvd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	10 (1983–2016)
Claims Outside the SFHA	6 of 10
Most Recent Claim	Jan 2016 · other causes
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims Severe Winter Storms And Flooding, Feb 1998 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3555 Ocean Blvd is high, ranking above 74% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Oct 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Ranch Wifi.

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