3581 E Lake Rd, Rocky Mount, NC 27804 Property Records

Nash County property record for 3581 E Lake Rd, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,535 sqft · built 2019
Lot Size	1.16 acres (50,530 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2019)
Tax Bill	$2,422 (2026)
Deeds & Mortgages	Apr 2022 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`382013-23-6593`

Property Details

APN / Parcel Number

Primary APN	`382013-23-6593`
Alternative APNs	`303733` `69717`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,535 sqft Heated Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	50,530 sqft (1.16 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	69717
Street Address	3581 E LAKE RD
City	ROCKY MOUNT
State	NC
Zip	27804-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	1.16 AC, 36, OAK LEVEL CROSSING, PH 3 AC, 36, OAK LEVEL CROSSING, PH 3
Legal Subdivision	OAK LEVEL CROSSING
Legal Phase	3
Legal Lot Number	36
Jurisdiction	NASH NC
Township / Civil Division	OAK LEVEL
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

3581 E Lake Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3581 E LAKE RD, ROCKY MOUNT, NC 27804-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST GUARANTY MORTGAGE
Nov 22, 2019	Deed, Transfer · FHA Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Deed Book / Page	3021 / 156
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	3581 E LAKE RD, ROCKY MOUNT, NC 27804-2926
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003214/166
Date	Apr 27, 2022
Book Page	3214/166

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	NASHVILLE, NC 27856

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	3581 E LAKE RD, ROCKY MOUNT, NC 27804-2926
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003090/392
Date	Nov 23, 2020
Book Page	3090/392

Lender

Name	FIRST GUARANTY MORTGAGE
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	NASH NC
Recording Date	Nov 22, 2019
Property Address	3581 E LAKE RD, ROCKY MOUNT, NC 27804-2926
Document Number	03021/0156
Book / Page	3021 / 0156
Map Reference	MB 38 PG 265&266
Instrument Date	Nov 20, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3204 NASH ST N # NC, 3204, WILSON, NC 27896-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3581 EAST LAKE RD, ROCKY MOUNT, NC 27804-2926

Mortgage

Document Number	0003021160
Date	Nov 22, 2019
Instrument	3021/160

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 3581 E Lake Rd was $2,422, up 0.4% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,422.00 (+0.41%)	$289,460 (-) Land $31,050 Building $258,410	$289,460 (-) Land $31,050 Building $258,410
2025	$2,412.00	$289,460 Land $31,050 Building $258,410	$289,460 Land $31,050 Building $258,410
2023	$1,830.00	$207,930	$207,930 Land $31,050 Building $176,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3581 E Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3581 E Lake Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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