3577 E Lake Rd, Rocky Mount, NC 27804 Property Records

Nash County property record for 3577 E Lake Rd, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,859 sqft · built 2014
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,909 (2026)
Deeds & Mortgages	Sep 2020 Mortgage Dec 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`382013-23-5401`

Property Details

APN / Parcel Number

Primary APN	`382013-23-5401`
Alternative APNs	`303732` `51351`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,859 sqft Heated Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	47,045 sqft (1.08 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	51351
Street Address	3577 E LAKE RD
City	ROCKY MOUNT
State	NC
Zip	27804-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	1.08 AC, 35, OAK LEVEL CROSSING, PH 3 AC, 35, OAK LEVEL CROSSING, PH 3
Legal Subdivision	OAK LEVEL CROSSING
Legal Phase	3
Legal Lot Number	35
Jurisdiction	NASH NC
Township / Civil Division	OAK LEVEL
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3577 E LAKE RD, ROCKY MOUNT, NC 27804-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC HOME LOANS INC
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2015
Deed Sale	Jan 9, 2015
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Book / Page	2759 / 206
Prior Transfer Date	Jan 5, 2015
Prior Transfer Doc	02759/0206
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	3577 E LAKE RD, ROCKY MOUNT, NC 27804-2926
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003073/428
Date	Sep 9, 2020
Book Page	3073/428

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	3577 E LAKE RD, ROCKY MOUNT, NC 27804-2926
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3577 EAST LAKE RD, ROCKY MOUNT, NC 27804-2926

Mortgage

Document Number	003179/914
Date	Dec 1, 2021
Book Page	3179/914

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,909.00 (+0.34%)	$351,800 (-) Land $33,480 Building $318,320	$351,800 (-) Land $33,480 Building $318,320
2025	$2,899.00 (+27.09%)	$351,800 (+33.76%) Land $33,480 Building $318,320	$351,800 (+33.76%) Land $33,480 Building $318,320
2023	$2,281.00	$263,000	$263,000 Land $33,480 Building $229,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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