3497 E Lake Rd, Rocky Mount, NC 27804 Property Records

Nash County property record for 3497 E Lake Rd, Rocky Mount, NC 27804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 2016
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Mar 2023)
Tax Bill	$2,101 (2026)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`382013-23-0472`

Property Details

APN / Parcel Number

Primary APN	`382013-23-0472`
Alternative APNs	`303728` `57145` `89526`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,488 sqft Heated Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	89526
Street Address	3497 E LAKE RD
City	ROCKY MOUNT
State	NC
Zip	27804-8442
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	0.59 AC, 32, OAK LEVEL CROSSING, PH 3 AC, 32, OAK LEVEL CROSSING, PH 3
Legal Subdivision	OAK LEVEL CROSSING
Legal Phase	3
Legal Lot Number	32
Jurisdiction	NASH NC
Township / Civil Division	OAK LEVEL
Census Block Group	3
Census Block	3002
Census Tract	11101

Owner

Source: Nash County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3497 E LAKE RD, ROCKY MOUNT, NC 27804-8442
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2023 · Amount on Record
Deed Sale	Mar 30, 2023 · Amount on Record
Prior Sale	Sep 30, 2016 · Amount on Record
Deed Book / Page	3276 / 167
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Mar 30, 2023
Property Address	3497 E LAKE RD, ROCKY MOUNT, NC 27804-8442
Document Number	003276/167
Book / Page	3276 / 167
Map Reference	MB 38 PG 265
Instrument Date	Mar 22, 2023
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12296 OAK AVE, BAILEY, NC 27807-8638

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3497 EAST LAKE RD, ROCKY MOUNT, NC 27804-8442

Mortgage

Document Number	0032760170
Date	Mar 30, 2023
Instrument	3276-0170

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	396 Months
Due	Mar 28, 2056

Tax Assessment & Valuation

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,101.00 (+0.48%)	$248,330 (-) Land $25,790 Building $222,540	$248,330 (-) Land $25,790 Building $222,540
2025	$2,091.00 (+58.29%)	$248,330 (+70.24%) Land $25,790 Building $222,540	$248,330 (+70.24%) Land $25,790 Building $222,540
2023	$1,321.00	$145,870	$145,870 Land $25,790 Building $120,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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