3580 First St, Hadley, MI 48440 Property Records

Lapeer County property record for 3580 First St, Hadley, MI 48440

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,003 sqft · built 1900
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$51,000 (Aug 2018)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2018 Sale & Refinance
Flood Zone	Zone X (minimal risk)
APN	`010-103-008-00`

Property Details

APN / Parcel Number

Primary APN	`010-103-008-00`

Interior

Full Baths	1 Bath
Building Area	1,003 sqft Living Area
1st Floor Area	1,003 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	10,542 sqft (0.242 acres)
Lot Depth	143 ft Depth
Garage Area	400 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	3580 FIRST ST
City	HADLEY
State	MI
Zip	48440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T6N R9E VILLAGE OF HADLEY E 2/3 OF LOT 8 BLK 3.
Legal Subdivision	VILLAGE OF HADLEY
Legal Block	3
Legal Lot Number	8
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1022
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 142, HADLEY, MI 48440-0142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOODLEAP LLC
Aug 23, 2018	Warranty Deed, Transfer · Stand-Alone Refinance TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Prior Sale	Mar 28, 2012 · Amount on Record
Deed Book / Page	2980 / 422
Prior Transfer Date	Sep 29, 2010
Prior Transfer Doc	0024660190
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3580 FIRST ST, HADLEY, MI 48440-7701
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3580 FIRST ST, HADLEY, MI 48440-7701

Mortgage

Document Number	0032570914
Date	Dec 3, 2021
Book Page	3257/914

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 23, 2018
Property Address	3580 FIRST ST, HADLEY, MI 48440-7701
Document Number	0029800422
Book / Page	2980 / 422
Instrument Date	Jul 19, 2018
Transaction Type	Transfer
Record Updated	Jul 5, 2021
Title Company	LENDSERV NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3580 FIRST ST, HADLEY, MI 48440-7701

Mortgage

Document Number	0029800424
Date	Aug 23, 2018
Book Page	2980/424

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	97 Months
Due	Sep 1, 2026

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,200 (+9.73%)	$162,400 (+9.73%)
2025	$1,014.00 (+15.23%) Homeowner's exemption	$74,000 (+8.5%)	$148,000 (+8.5%)
2023		$68,200	$136,400
2022	$880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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