Lapeer County property record for 3515 First St, Hadley, MI 48440
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,270 sqft · built 1900 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Oct 2022) |
| Tax Bill | $1,159 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-104-004-00 |
| Primary APN | 010-104-004-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,270 sqft Living Area |
| 1st Floor Area | 1,046 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Flooring | Carpet |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Dimensions | 154 ft deep x 66 ft wide |
| Garage Area | 286 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3515 FIRST ST |
|---|---|
| City | HADLEY |
| State | MI |
| Zip | 48440-7701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | T6N R9E VILLAGE OF HADLEY N 66 FT OF LOT 4 BLK 4. |
| Legal Subdivision | VILLAGE OF HADLEY |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | HADLEY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 342000 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 94, HADLEY, MI 48440-0094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2022 · Amount on Record |
| Deed Sale | Oct 5, 2022 · Amount on Record |
| Deed Book / Page | 3319 / 840 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Oct 5, 2022 |
| Property Address | 3515 FIRST ST, HADLEY, MI 48440-7701 |
| Document Number | 0033190840 |
| Book / Page | 3319 / 840 |
| Instrument Date | Oct 4, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3515 FIRST ST, 3515, HADLEY, MI 48440-7701 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 25510, VENTURA, CA 93002-2283 |
| Document Number | 0003319842 |
|---|---|
| Date | Oct 5, 2022 |
| Instrument | 3319/842 |
| Name | CHOICEONE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7% |
| Index | 1-Year CMT |
| Max Rate | 10% |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Hadley Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $91,300 (+9.87%) | $182,600 (+9.87%) | |
| 2025 | $1,159.00 (+15.21%) Homeowner's exemption | $83,100 (+10.07%) | $166,200 (+10.07%) |
| 2023 | $75,500 | $151,000 | |
| 2022 | $1,006.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mercury Fiber.
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