3542 First St, Hadley, MI 48440 Property Records

Lapeer County property record for 3542 First St, Hadley, MI 48440

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1900
Lot Size	0.528 acres (23,000 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Mar 2022)
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`010-103-003-00`

Property Details

APN / Parcel Number

Primary APN	`010-103-003-00`

Interior

Full Baths	1 Bath
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Flooring	Carpet

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	23,000 sqft (0.528 acres)
Lot Depth	214 ft Depth
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	3542 FIRST ST
City	HADLEY
State	MI
Zip	48440-7701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	T6N R9E VILLAGE OF HADLEY LOT 3 BLK 3.
Legal Subdivision	VILLAGE OF HADLEY
Legal Block	3
Legal Lot Number	3
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	1
Census Block	1022
Census Tract	342000

Owner

3542 First St is owned and occupied by an individual who bought it in March 2022.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 173, HADLEY, MI 48440-0173
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NAT'L BK
Apr 11, 2017	Quit Claim Deed, Transfer SARGENTS TITLE COMPANY, SARGENTS TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2022 · Amount on File
Deed Sale	Mar 11, 2022 · Amount on File
Prior Sale	Apr 15, 2002
Deed Book / Page	3279 / 976
Prior Transfer Date	Jun 23, 2014
Prior Transfer Doc	0028870242
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 11, 2022
Property Address	3542 FIRST ST, HADLEY, MI 48440-7701
Document Number	0032790976
Book / Page	3279 / 976
Map Reference	MB 9 PG 212
Instrument Date	Mar 8, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3668 FARMERS CREEK RD, METAMORA, MI 48455-9103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 FIRST ST, HADLEY, MI 48440-7701

Mortgage

Document Number	0003279814
Date	Mar 11, 2022
Instrument	3279/814

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0032790814
Date	Mar 10, 2022
Book Page	3279/814

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3542 FIRST ST, HADLEY, MI 48440-7701
Document Number	0029070675
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3668 FARMERS CREEK RD METAMORA MI 484559103, METAMORA, MI 48455-9103

Mortgage

Document Number	0029070675
Date	Jul 27, 2017
Book Page	002907/000675

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 26, 2047

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 11, 2017
Property Address	3542 FIRST ST, HADLEY, MI 48440-7701
Document Number	0028870242
Book / Page	002887 / 000242
Instrument Date	Jun 23, 2014
Transaction Type	Transfer
Record Updated	Jul 19, 2017
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3542 FIRST ST HADLEY MI 484407701, HADLEY, MI 48440-7701

Tax Assessment & Valuation

The 2025 property tax bill for 3542 First St was $1,603 with a homeowner's exemption, up 4.2% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$86,100 (+13.29%)	$172,200 (+13.29%)
2025	$1,603.00 (+4.16%) Homeowner's exemption	$76,000	$152,000
2024	$1,539.00
2023		$68,700	$137,400
2022	$848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3542 First St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3542 First St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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