Calvert County property record for 3580 Charing Ct, Chesapeake Beach, MD 20732
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,288 sqft · built 1987 |
| Lot Size | 5.39 acres (234,788 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Feb 2022) |
| Tax Bill | $6,734 (2025) |
| Deeds & Mortgages | Aug 2019 Second Mortgage Feb 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-096076 |
| Primary APN | 03-096076 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,288 sqft Total Area |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 234,788 sqft (5.39 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 544 sqft |
| Deck Area | 592 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 096076 |
|---|---|
| Street Address | 3580 CHARING CT |
| City | CHESAPEAKE BEACH |
| State | MD |
| Zip | 20732-3923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 12 OWEN SOPER WOODS |
| Legal Subdivision | OWEN SOPER WOODS |
| Legal Lot Number | 12 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 860300 |
3580 Charing Ct is owned and occupied by two individuals who bought it in February 2022.
Source: Calvert County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3580 CHARING CT, CHESAPEAKE BEACH, MD 20732-3923 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COLONIAL SAVINGS BANK |
| Feb 1, 2022 | Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP |
| Jan 31, 2019 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2022 · Amount on File |
| Deed Sale | Feb 1, 2022 · Amount on File |
| Prior Sale | Jan 31, 2019 · Amount on File |
| Deed Book / Page | 6209 / 367 |
| Prior Transfer Date | Jan 30, 2019 |
| Prior Transfer Doc | 0053130146 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 3580 CHARING CT, CHESAPEAKE BEACH, MD 20732-3923 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0054240563 |
|---|---|
| Date | Aug 29, 2019 |
| Book Page | 5424/563 |
| Name | COLONIAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | FORT WORTH, TX 76102 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Feb 1, 2022 |
| Property Address | 3580 CHARING CT, CHESAPEAKE BEACH, MD 20732-3923 |
| Document Number | 0062090367 |
| Book / Page | 6209 / 367 |
| Map Reference | LB ABE 1 FO 259 |
| Instrument Date | Sep 23, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2022 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,687.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3580 CHARING CT, CHESAPEAKE BEACH, MD 20732-3923 |
| Document Number | 0006209376 |
|---|---|
| Date | Feb 1, 2022 |
| Instrument | 6209/376 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Oct 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Jan 31, 2019 |
| Property Address | 3580 CHARING CT, CHESAPEAKE BEACH, MD 20732-3923 |
| Document Number | 0053130146 |
| Book / Page | 005313 / 000146 |
| Instrument Date | Jan 30, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $40.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 3580 CHARING CT CHESAPEAKE BEACH MD 207323923, CHESAPEAKE BEACH, MD 20732-3923 |
The 2025 property tax bill for 3580 Charing Ct was $6,734 with a homeowner's exemption.
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $625,100 (+0.92%) | $636,500 (+2.76%) Land $177,100 Building $459,400 | |
| 2025 | $6,734.00 Homeowner's exemption | $619,400 Land $177,100 Building $442,300 | $619,400 Land $177,100 Building $442,300 |
| 2023 | $4,965.00 | $477,933 | $619,400 Land $177,100 Building $442,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3580 Charing Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3580 Charing Ct is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 82% of Maryland |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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