3470 Charing Ct, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3470 Charing Ct, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,006 sqft · built 1988
Lot Size	4.48 acres (195,149 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Jan 2021)
Tax Bill	$4,914 (2023)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-096106`

Property Details

APN / Parcel Number

Primary APN	`03-096106`
Alternative APNs	`3096106` `096106`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,006 sqft Total Area
1st Floor Area	2,082 sqft
Attic Area	666 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Wood Frame
Roof Material	Composition Shingle
Lot Area	195,149 sqft (4.48 acres)
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Porch
Porch Area	652 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	096106
Old Parcel Number	3096106
Street Address	3470 CHARING CT
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 15 OWEN SOPER WOODS
Legal Subdivision	OWEN SOPER WOODS
Legal Lot Number	15 3470
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3007
Census Tract	860300

Owner

3470 Charing Ct is owned and occupied by an individual who bought it in January 2021.

Source: Calvert County records, as of September 18, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3470 CHARING CT, CHESAPEAKE BEACH, MD 20732-3921
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Jun 1, 1995 · Amount on File
Deed Document Number	0005832531
Deed Book / Page	5832 / 531
Record Updated	Jun 7, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jan 21, 2021
Property Address	3470 CHARING CT, CHESAPEAKE BEACH, MD 20732-3921
Document Number	0058320531
Book / Page	5832 / 531
Map Reference	LB ABE 1 FO 259
Instrument Date	Jan 15, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	NOT AVAILABLE, TITLEMAX LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3470 CHARING CT, CHESAPEAKE BEACH, MD 20732-3921

Mortgage

Document Number	5832538
Date	Jan 21, 2021
Instrument	5832/538

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$4,914.00	$473,000	$527,200 Land $174,400 Building $352,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3470 Charing Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3470 Charing Ct is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 83% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20