3550 Charing Ct, Chesapeake Beach, MD 20732 Property Records

Calvert County property record for 3550 Charing Ct, Chesapeake Beach, MD 20732

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 1987
Lot Size	5.62 acres (244,807 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Feb 2003)
Tax Bill	$4,595 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-096084`

Property Details

APN / Parcel Number

Primary APN	`03-096084`
Alternative APNs	`3096084` `096084`

Interior

Full Baths	2 Baths
Building Area	1,248 sqft Total Area
Basement Area	1,060 sqft
Finished Basement	1,060 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Foyer
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	244,807 sqft (5.62 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	096084
Street Address	3550 CHARING CT
City	CHESAPEAKE BEACH
State	MD
Zip	20732-3923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 13 OWEN SOPER WOODS
Legal Subdivision	OWEN SOPER WOODS SEC 04
Legal Lot Number	13
Jurisdiction	CALVERT MD
Township / Civil Division	3, SUNDERLAND
Census Block Group	3
Census Block	3007
Census Tract	860300

Owner

3550 Charing Ct is owned and occupied by two individuals who bought it in February 2003.

Source: Calvert County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3550 CHARING CT, CHESAPEAKE BEACH, MD 20732-3923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2003 · Amount on File
Deed Sale	Feb 19, 2003 · Amount on File
Prior Sale	Oct 2, 1987 · Amount on File
Deed Document Number	20032731
Deed Book / Page	1772 / 1
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3550 Charing Ct was $4,595 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,600	$427,200 Land $177,800 Building $249,400
2025	$4,595.00
2023	$3,870.00 Homeowner's exemption	$372,567	$405,300 Land $177,800 Building $227,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3550 Charing Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3550 Charing Ct is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 82% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20