Hamilton County property record for 3580 Bayard Dr, Cincinnati, OH 45208 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 6,786 sqft · built 1988 |
| Lot Size | 0.379 acres (16,527 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,600,000 (Nov 2018) |
| Tax Bill | $46,870 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0A06-0118-00 |
| Primary APN | 039-0A06-0118-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 6,786 sqft Living Area |
| Gross Area | 8,959 sqft |
| 1st Floor Area | 2,917 sqft |
| 2nd Floor Area | 2,369 sqft |
| Basement Area | 2,875 sqft |
| Finished Basement | 1,500 sqft |
| Unfinished Basement | 1,375 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 16,527 sqft (0.379 acres) |
| Lot Width | 346 ft Width |
| Garage Type | Attached |
| Garage Area | 798 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | Deck Area |
| Patio Area | 875 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3580 BAYARD DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAYARD DR 0.3794AC R2 T4 S27PT LOT 15 KILGOUR ACRES SUB |
| Legal Subdivision | KILGOUR ACRES SUB |
| Legal Lot Number | 15 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 5100 |
Source: Hamilton County records · APN 039-0A06-0118-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3580 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Aug 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Nov 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STIFEL BANK & TRUST |
| Nov 08, 2018 | Warranty Deed, Transfer · ARM SIBCY CLINE MORTGAGE SERVICES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 08, 2018 · Amount on Record |
| Deed Sale | Nov 08, 2018 · Amount on Record |
| Prior Sale | Apr 10, 2006 · Amount on Record |
| Deed Document Number | 201899133 |
| Deed Book / Page | 13792 / 224 |
| Prior Transfer Date | Jun 26, 2015 |
| Prior Transfer Doc | 0000000953 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3580 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000112652 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 14283/1973 |
| Instrument | 2020-0112652 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3580 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000073285 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 13992/00238 |
| Instrument | 2019-0073285 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Sep 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3580 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000138551 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 14545/2557 |
| Instrument | 2021-0138551 |
| Name | STIFEL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2% |
| Type Change Date | Dec 01, 2026 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 4% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 08, 2018 |
| Property Address | 3580 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Document Number | 0000099133 |
| Book / Page | 13792 / 00224 |
| Map Reference | MB 28 PG 68&69 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 2018-0099133 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,800.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3580 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Document Number | 0000099134 |
|---|---|
| Date | Nov 08, 2018 |
| Instrument | 2018-0099134 |
| Name | SIBCY CLINE MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Nov 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $46,870.00 (+3.75%) | $762,203 (+0.59%) Land $117,282 Building $644,921 | $2,177,720 (-) Land $335,090 Building $1,842,630 |
| 2024 | $45,178.00 (-2.21%) | $757,721 (-) Land $117,281 Building $640,440 | |
| 2023 | $46,200.00 (+21.36%) | $757,721 (+35.32%) Land $117,281 Building $640,440 | $2,177,720 (+36.12%) Land $335,090 Building $1,842,630 |
| 2022 | $38,068.00 Homeowner's exemption | $559,966 Land $85,614 Building $474,352 | |
| 2020 | $1,599,900 Land $244,610 Building $1,355,290 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 7% of the US · above 31% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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