Hamilton County property record for 3573 Bayard Dr, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,846 sqft · built 1935 |
| Lot Size | 1.3 acres (57,020 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Jun 2020) |
| Tax Bill | $31,114 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Jun 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0A06-0115-00 |
| Primary APN | 039-0A06-0115-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 3,846 sqft Living Area |
| 1st Floor Area | 1,676 sqft |
| 2nd Floor Area | 2,170 sqft |
| Upper Floors Area | 250 sqft |
| Basement Area | 1,410 sqft |
| Finished Basement | 940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 57,020 sqft (1.3 acres) |
| Lot Dimensions | 454 ft deep x 128 ft wide |
| Garage Type | Attached |
| Garage Area | 678 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 294 sqft |
| Patio Area | 952 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3573 BAYARD DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-1601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SW BAYARD DR 1.309 ACSLOT 18 KILGOUR ACRES SUBR2 T4 S27 |
| Legal Subdivision | KILGOUR ACRES SUB |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 5100 |
Source: Hamilton County records · APN 039-0A06-0115-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3573 BAYARD DR, CINCINNATI, OH 45208-1601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC |
| Jun 25, 2020 | Warranty Deed, Transfer UBS BK USA |
| Jul 01, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on Record |
| Deed Sale | Jun 25, 2020 · Amount on Record |
| Prior Sale | Jul 01, 2019 · Amount on Record |
| Deed Document Number | 0000060892 |
| Deed Book / Page | 014197 / 002446 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3573 BAYARD DR, CINCINNATI, OH 45208-1601 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000152628 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 14568/2504 |
| Instrument | 2021-0152628 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Jan 01, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.37% |
| Max Rate At Change | 4.37% |
| Index | 1-Year CMT |
| Max Rate | 6.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 25, 2020 |
| Property Address | 3573 BAYARD DR, CINCINNATI, OH 45208-1601 |
| Document Number | 0000060892 |
| Book / Page | 014197 / 002446 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 60892 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3573 BAYARD DR CINCINNATI OH 452081601, CINCINNATI, OH 45208-1601 |
| Document Number | 60893 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 014197/002449 |
| Instrument | 60893 |
| Name | UBS BK USA |
|---|---|
| Type | Bank |
| Address | 299 S MAIN ST SUTE 2275, SALT LAKE CITY, UT 84111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 01, 2019 |
| Property Address | 3573 BAYARD DR, CINCINNATI, OH 45208-1601 |
| Document Number | 0000052057 |
| Book / Page | 013950 / 000131 |
| Instrument Date | Jun 19, 2019 |
| Instrument | 52057 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,980.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1194 UNION ST BROOKLYN NY 112251512, BROOKLYN, NY 11225-1512 |
| Document Number | 52058 |
|---|---|
| Date | Jul 01, 2019 |
| Book Page | 013950/000134 |
| Instrument | 52058 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 30, 2049 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $31,114.00 (+2.92%) | $504,879 (-) Land $262,651 Building $242,228 | |
| 2024 | $30,232.00 (-2.07%) | $504,879 (-) Land $262,651 Building $242,228 | |
| 2023 | $30,870.00 (+6.97%) | $504,879 (+19.16%) Land $262,651 Building $242,228 | $1,442,510 (+19.16%) Land $750,430 Building $692,080 |
| 2022 | $28,858.00 Homeowner's exemption | $423,714 Land $191,944 Building $231,770 | |
| 2020 | $1,210,610 Land $548,410 Building $662,200 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 481 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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