3553 Bayard Dr, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3553 Bayard Dr, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,378 sqft · built 1934
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jun 2017)
Tax Bill	$26,303 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-0A06-0276-00`

Property Details

APN / Parcel Number

Primary APN	`039-0A06-0276-00`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,378 sqft Living Area
1st Floor Area	2,069 sqft
2nd Floor Area	2,309 sqft
Basement Area	2,069 sqft
Finished Basement	800 sqft
Fireplaces	4 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	343 ft deep x 100 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3553 BAYARD DR
City	CINCINNATI
State	OH
Zip	45208-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3553 BAYARD DR 112.22 X 343.28 IRR-PT LOT 21-22 KILGOUR ACS PARS 276-277
Legal Subdivision	KILGOUR ACRES
Legal Lot Number	21-22 22
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2005
Census Tract	5100

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3553 BAYARD DR, CINCINNATI, OH 45208-1601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit EAGLE SAVINGS BANK
Nov 16, 2020	Deed of Trust, Mortgage · Line of Credit EAGLE SVGS BK
May 12, 2020	Deed of Trust, Construction Loan · Construction Mortgage STATE SVGS
Jun 19, 2017	Warranty Deed, Transfer · ARM EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Deed Document Number	17-0054391
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3553 BAYARD DR, CINCINNATI, OH 45208-1601
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006558
Date	Jul 24, 2017
Instrument	17-0066558

Lender

Name	EAGLE SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Aug 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3553 BAYARD DR, CINCINNATI, OH 45208-1601
Document Number	0000122584
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3553 BAYARD DR CINCINNATI OH 452081601, CINCINNATI, OH 45208-1601

Mortgage

Document Number	0000122584
Date	Nov 23, 2020
Book Page	014301/000010
Instrument	122584

Lender

Name	EAGLE SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 22, 2045

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	May 12, 2020
Property Address	3553 BAYARD DR, CINCINNATI, OH 45208-1601
Document Number	0000044539
Book / Page	014166 / 001973
Instrument Date	May 7, 2020
Instrument	44539
Transaction Type	Construction Loan
Record Updated	Jul 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3553 BAYARD DR CINCINNATI OH 452081601, CINCINNATI, OH 45208-1601

Mortgage

Document Number	0000044539
Date	May 12, 2020
Book Page	014166/001973
Instrument	44539

Lender

Name	STATE SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45248

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2050

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 19, 2017
Property Address	3553 BAYARD DR, CINCINNATI, OH 45208-1601
Document Number	0000004391
Map Reference	MB 28 PG 68-69
Instrument Date	Jun 9, 2017
Instrument	17-0054391
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,175.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3553 BAYARD DR, CINCINNATI, OH 45208-1601

Mortgage

Document Number	0000004392
Date	Jun 19, 2017
Instrument	17-0054392

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	7.25%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,303.00 (+2.26%)	$427,459 (-) Land $158,785 Building $268,674
2024	$25,722.00 (+25.83%)	$427,459 (+27.64%) Land $158,785 Building $268,674
2023	$20,442.00 (+7.45%)	$334,884 (+19.78%) Land $158,785 Building $176,099	$1,221,310 (+52.89%) Land $453,670 Building $767,640
2022	$19,025.00 Homeowner's exemption	$279,580 Land $115,906 Building $163,674
2020			$798,800 Land $331,160 Building $467,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Bayard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures