St. Charles County property record for 346 Sunward Dr, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,247 sqft · built 1999 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,900 (Jun 2004) |
| Tax Bill | $3,410 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A972000958 |
| Primary APN | A972000958 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,247 sqft Living Area |
| Gross Area | 3,035 sqft |
| 1st Floor Area | 1,247 sqft |
| Basement Area | 1,221 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 35 sqft |
| Deck Area | Deck Area |
| Patio Area | 297 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A972000958 |
|---|---|
| Street Address | 346 SUNWARD DR |
| City | O FALLON |
| State | MO |
| Zip | 63368-6867 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AE9 |
| Legal Description | MANORS AT ROYALLSPRINGS #8 LOT 156 |
| Legal Subdivision | MANORS AT ROYALLSPRINGS #8 |
| Legal Lot Number | 156 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 311732 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 346 SUNWARD DR, O FALLON, MO 63368-6867 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Sep 16, 2020 | Deed of Trust, Mortgage CARROLLTON BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2004 · Amount on Record |
| Deed Sale | Jun 30, 2004 · Amount on Record |
| Prior Sale | Dec 7, 1999 · Amount on Record |
| Deed Document Number | 2004633040 |
| Deed Book / Page | 3913 / 1426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 346 SUNWARD DR, O FALLON, MO 63368-6867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 346 SUNWARD DR, O FALLON, MO 63368-6867 |
| Document Number | 0070360053 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 7036/0053 |
| Instrument | 20190214000068640 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 346 SUNWARD DR, O FALLON, MO 63368-6867 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0071891928 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 7189/1928 |
| Instrument | 20191127000682290 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 346 SUNWARD DR, O FALLON, MO 63368-6867 |
| Document Number | 0000073593 |
| Instrument Date | Sep 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 346 SUNWARD DR O FALLON MO 633686867, O FALLON, MO 63368-6867 |
| Document Number | 0000073593 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 73593 |
| Name | CARROLLTON BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 30, 2035 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,980 (-) | $278,844 (-) Building $278,844 | |
| 2025 | $3,410.00 | $52,980 (+10.49%) | $278,844 (+10.49%) |
| 2023 | $47,949 | ||
| 2022 | $252,362 Land $50,000 Building $202,362 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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