358 Mill Ridge Rd, Everett, PA 15537 Property Records

Bedford County property record for 358 Mill Ridge Rd, Everett, PA 15537 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1,796 sqft · built 2018
Lot Size	0.777 acres (33,846 sqft)
Owner	2 Individual Names on File
Last Sale	$27,000 (Aug 2018)
Tax Bill	$3,886 (2026)
Deeds & Mortgages	Jul 2023 Mortgage Aug 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`F.09-0.00-689`

Property Details

APN / Parcel Number

Primary APN	`F.09-0.00-689`

Interior

Stories	2 Stories
Building Area	1,796 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	33,846 sqft (0.777 acres)
Garage Type	Attached

Location & Zoning

Street Address	39 JUNIATA MLS
City	EVERETT
State	PA
Zip	15537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT # 39 JUNIATA MILLS SPLIT FROM F9-517
Legal Subdivision	JUNIAA MILL SUBDIVISION
Legal Lot Number	39
Jurisdiction	BEDFORD PA
Township / Civil Division	SNAKE SPRING
Census Block Group	1
Census Block	1053
Census Tract	961002

Owner

Source: Bedford County records · APN F.09-0.00-689

Assessment roll updated August 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	358 MILL RIDGE RD, EVERETT, PA 15537-6871
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN BANK OF PENNSYLVANIA
Aug 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN BANK OF PENNSYLVANIA
Jun 22, 2020	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK OF PENNSYLVANIA
Sep 04, 2018	Deed of Trust, Mortgage · ARM RELIANCE SAVINGS BANK
Jun 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage US MORTGAGE CORP
Aug 02, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2018 · Amount on Record
Deed Sale	Aug 02, 2018 · Amount on Record
Deed Document Number	20183485
Deed Book / Page	2018 / 3485
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	358 MILL RIDGE RD, EVERETT, PA 15537-6871
Transaction Type	Mortgage
Record Updated	Aug 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 MILL RIDGE RD, EVERETT, PA 15537-6871

Mortgage

Document Number	02023/3039
Date	Jul 24, 2023
Book Page	2023/3039
Instrument	2023-003039

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 21, 2038

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	358 MILL RIDGE RD, EVERETT, PA 15537-6871
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 MILL RIDGE RD, EVERETT, PA 15537-6871

Mortgage

Document Number	2021/4600
Date	Aug 04, 2021
Book Page	2021/4600
Instrument	2021-004600

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	358 MILL RIDGE RD, EVERETT, PA 15537-6871
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2864
Date	Jun 22, 2020
Book Page	2020/2864
Instrument	2020-002864

Lender

Name	HOMETOWN BANK OF PENNSYLVANIA
Type	Bank
Address	BEDFORD, PA 15522

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 19, 2035

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	358 MILL RIDGE RD, EVERETT, PA 15537-6871
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018/4018
Date	Sep 04, 2018
Book Page	2018/4018
Instrument	2018-004018

Lender

Name	RELIANCE SAVINGS BANK
Type	Bank
Address	ALTOONA, PA 16601

Agreement

Type	ARM
Amount	Amount Recorded
Term	365 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 01, 2024
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	11.2%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	358 MILL RIDGE RD, EVERETT, PA 15537-6871
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2593
Date	Jun 10, 2020
Book Page	2020/2593
Instrument	2020-002593

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Aug 02, 2018
Property Address	358 MILL RIDGE RD, EVERETT, PA 15537-6871
Document Number	2018/3485
Book / Page	2018 / 3485
Map Reference	MB4 PG273F
Instrument Date	Aug 02, 2018
Instrument	2018-003485
Transaction Type	Transfer
Record Updated	Jul 15, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 BARCLAY DR, BEDFORD, PA 15522-1902

Tax Assessment & Valuation

Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Snake Spring Township
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,886.00 (+6.49%)	$245,700 (-) Land $39,000 Building $206,700	$245,700 (-) Land $39,000 Building $206,700
2025			$245,700 (-) Land $39,000 Building $206,700
2023	$3,649.00 Additional exemption filed	$245,700 Land $39,000 Building $206,700
2012			$245,700 Land $39,000 Building $206,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420099610021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1996–2021)
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 8 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Crowsnest Broadband	Fixed Wireless (licensed-by-rule)	400 / 100
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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