Bedford County property record for 357 Mill Ridge Rd, Everett, PA 15537 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2006 |
| Square Footage | 3,897 sqft Living Area |
| Lot Size | 35,371 sqft (0.812 acres) |
| Garage | Attached |
| Occupancy | Owner Occupied |
| Last Sale | $385,000 (2006) |
| Tax Bill | $17,787.00 (2026) |
| Primary APN | F.09-0.00-587 |
|---|---|
| Alternative APN |
|
| Building Area | 3,897 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 35,371 sqft (0.812 acres) |
| Garage Type | Attached Garage |
| Deck Area | Deck Area |
| Street Address | 357 MILL RIDGE RD |
|---|---|
| City | EVERETT |
| State | PA |
| Zip | 15537-6871 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | OFF F9-517 LOT 36 |
| Legal Subdivision | JUNIATA MILLS SUBDIVISION |
| Legal Lot Number | 36 |
| Jurisdiction | BEDFORD PA |
| Minor Civil Division | SNAKE SPRING |
| Census Blockgroup | 1 |
| Census Block | 1053 |
| Census Tract | 961002 |
Source: Bedford County records · APN F.09-0.00-587
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 357 MILL RIDGE RD, EVERETT, PA 15537-6871 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 07, 2021 | Deed of Trust, Mortgage · Stand Alone First Mortgage AMERICAN FINANCING CORP |
| Jul 25, 2019 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) HOMESIDE FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 18, 2006 · Amount on Record |
| Deed Sale | Apr 18, 2006 · Amount on Record |
| Deed Doc Number | 20062301 |
| Deed Book / Page | 1115 / 256 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 357 MILL RIDGE RD, EVERETT, PA 15537-6871 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 2021/3323 |
|---|---|
| Date | Jun 07, 2021 |
| Book Page | 2021/3323 |
| Instrument | 2021-003323 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 357 MILL RIDGE RD, EVERETT, PA 15537-6871 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Name | Verified Name |
|---|
| Document Number | 2019/3304 |
|---|---|
| Date | Jul 25, 2019 |
| Book Page | 2019/3304 |
| Instrument | 2019-003304 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2024 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.37% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 9.37% |
Source: Bedford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Snake Spring Township |
| Unified School District | Bedford Area School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,787.00 (+282.19%) | $313,300 (-) Land $39,900 Building $273,400 | $313,300 (-) Land $39,900 Building $273,400 |
| 2025 | $313,300 (-) Land $39,900 Building $273,400 | ||
| 2023 | $4,654.00 Additional exemption filed | $313,300 Land $39,900 Building $273,400 | |
| 2012 | $313,300 Land $39,900 Building $273,400 |
Source: FEMA National Flood Hazard Layer, Bedford County (42009C), updated May 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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