344 Mill Ridge Rd, Everett, PA 15537 Property Records

Bedford County property record for 344 Mill Ridge Rd, Everett, PA 15537

Property Summary

Property Type	Single Family Home
Details	4,175 sqft · built 2009
Lot Size	0.585 acres (25,483 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Aug 2023)
Tax Bill	$27,051 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`F.09-0.00-518`

Property Details

APN / Parcel Number

Primary APN	`F.09-0.00-518`
Alternative APN	`300-084174`

Interior

Stories	1 Story
Building Area	4,175 sqft Living Area

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Lot Area	25,483 sqft (0.585 acres)
Deck Area	Deck Area

Location & Zoning

Street Address	344 MILL RIDGE RD
City	EVERETT
State	PA
Zip	15537-6871
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	344 MILL RIDGE RD LOTS 44 JUNIATA MILLS
Legal Subdivision	PELLEGRINI ENGINEERS
Legal Lot Number	44
Jurisdiction	BEDFORD PA
Township / Civil Division	SNAKE SPRING
Census Block Group	1
Census Block	1053
Census Tract	961002

Owner

Source: Bedford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	344 MILL RIDGE RD, EVERETT, PA 15537-6871
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 21, 2017	Deed of Trust, Mortgage · Line of Credit CBT BANK
May 29, 2020	Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	May 29, 2020 · Amount on Record
Deed Document Number	20233336
Prior Transfer Date	Aug 27, 2007
Prior Transfer Doc	0000006072
Record Updated	Sep 20, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Aug 11, 2023
Property Address	344 MILL RIDGE RD, EVERETT, PA 15537-6871
Document Number	02023/3336
Book / Page	2023 / 3336
Map Reference	MB 4 PG 273F
Instrument Date	Aug 10, 2023
Instrument	2023-003336
Transaction Type	Transfer
Record Updated	Aug 29, 2023
Title Company	ACQUIRE SETTLEMENT SERVICES LLC, ACQUIRE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	344 MILL RIDGE RD, EVERETT, PA 15537-6871

Mortgage

Document Number	2023003337
Date	Aug 11, 2023
Instrument	2023-003337

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	344 MILL RIDGE RD, EVERETT, PA 15537-6871
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1606/511
Date	Sep 21, 2017
Book Page	1606/511
Instrument	2017-004873

Lender

Name	CBT BANK
Type	Bank
Address	MARTINSBURG, PA 16662

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	May 29, 2020
Property Address	344 MILL RIDGE RD, EVERETT, PA 15537-6871
Document Number	2020/2373
Book / Page	2020 / 2373
Instrument Date	May 29, 2020
Instrument	2020-002373
Transaction Type	Transfer
Record Updated	Jul 15, 2021
Title Company	CENTRAL PA SETTLEMENT SERVICES LLC, CENTRAL PA SETMNT SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	344 MILL RIDGE RD, EVERETT, PA 15537-6871
Investor	Possibly a Property Investor

Mortgage

Document Number	2020002374
Date	May 29, 2020
Instrument	2020-002374

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	Snake Spring Township
Unified School District	Bedford Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,051.00 (+391.93%)	$370,200 (-) Land $33,800 Building $336,400	$370,200 (-) Land $33,800 Building $336,400
2025			$370,200 (-) Land $33,800 Building $336,400
2023	$5,499.00 Veteran's exemption	$370,200 Land $33,800 Building $336,400
2012			$370,200 Land $33,800 Building $336,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	10 (1996–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Crowsnest Broadband Fixed Wireless	400 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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