Schoharie County and Summit Town property record for 358 Eminence Rd, Summit, NY 12175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,132 sqft · built 2004 |
| Lot Size | 5.01 acres (218,236 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $109,750 (Nov 2025) |
| Tax Bill | $5,736 (2026) |
| Deeds & Mortgages | Nov 2025 Mortgage Jun 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 135.-5-8.11 |
| Primary APN | 434800 135.-5-8.11 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 2,132 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 218,236 sqft (5.01 acres) |
| Lot Width | 398 ft Width |
| Garage Type | Mixed |
| Garage Area | 900 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J100648 |
|---|---|
| Street Address | 358 EMINENCE RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 5 |
| Legal Lot Number | 8.011 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1109 |
| Census Tract | 740500 |
Source: Schoharie County and Summit Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 358 EMINENCE RD, SUMMIT, NY 12175-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 17, 2025 | Deed of Trust, Mortgage FIRST NEW YORK FCU |
| Jun 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NEW YORK FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 26, 2025 · Amount on Record |
| Deed Sale | Nov 26, 2025 · Amount on Record |
| Deed Document Number | 2025830602 |
| Deed Book / Page | 1246 / 154 |
| Prior Transfer Date | Nov 14, 2025 |
| Prior Transfer Doc | 0000830602 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 358 EMINENCE RD, SUMMIT, NY 12175-1707 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002135/76 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | 2135/76 |
| Instrument | 830486 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 358 EMINENCE RD, SUMMIT, NY 12175-1707 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001997/133 |
|---|---|
| Date | Jun 1, 2022 |
| Book Page | 1997/133 |
| Instrument | 811037 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,736.00 (-0.16%) Homeowner's exemption | ||
| 2025 | $5,745.00 (+17.92%) | $86,600 (-) Land $13,600 Building $73,000 | $224,935 (+11.04%) Land $35,325 Building $189,610 |
| 2023 | $86,600 Land $13,600 Building $73,000 | $202,573 Land $31,813 Building $170,760 | |
| 2020 | $4,872.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
5G (outdoors only) and 4G LTE
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