Schoharie County and Summit Town property record for 311 Eminence Rd, Summit, NY 12175
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,184 sqft · built 2000 |
| Lot Size | 11.7 acres (511,830 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $140,000 (Sep 2012) |
| Tax Bill | $5,205 (2026) |
| Deeds & Mortgages | Sep 2022 Refinance Oct 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 135.-5-4.121 |
| Primary APN | 434800 135.-5-4.121 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,184 sqft Living Area |
| 1st Floor Area | 1,768 sqft |
| Upper Floors Area | 416 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 511,830 sqft (11.7 acres) |
| Lot Width | 656 ft Width |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 500 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J198005 |
|---|---|
| Street Address | 311 EMINENCE RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175-1708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 5 |
| Legal Lot Number | 4.121 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 740500 |
311 Eminence Rd, a rural home, is owned and occupied by two individuals who bought it in September 2012.
Source: Schoharie County and Summit Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 94, SUMMIT, NY 12175-0094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK |
| Oct 27, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Oct 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUSTCO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2012 · Amount on File |
| Deed Sale | Sep 14, 2012 · Amount on File |
| Prior Sale | May 18, 2005 · Amount on File |
| Deed Book / Page | 940 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 311 EMINENCE RD, SUMMIT, NY 12175-1708 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002013/250 |
|---|---|
| Date | Sep 15, 2022 |
| Book Page | 2013/250 |
| Instrument | 816643 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 311 EMINENCE RD, SUMMIT, NY 12175-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1901/167 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 1901/167 |
| Instrument | 781440 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 311 EMINENCE RD, SUMMIT, NY 12175-1708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1901/156 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 1901/156 |
| Instrument | 781438 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 311 Eminence Rd was $5,205 with a homeowner's exemption, down 0.2% from the year before.
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,205.00 (-0.15%) Homeowner's exemption | ||
| 2025 | $5,213.00 | $78,580 Land $19,700 Building $58,880 | $204,104 Land $51,169 Building $152,935 |
| 2023 | $78,580 Land $19,700 Building $58,880 | $183,813 Land $46,082 Building $137,731 | |
| 2020 | $4,367.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 311 Eminence Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 311 Eminence Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
| Starlink Satellite | 280 / 30 |
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