Schoharie County and Summit Town property record for 338 Eminence Rd, Summit, NY 12175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,951 sqft · built 2003 |
| Lot Size | 7.3 acres (317,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,972 (2026) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jul 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 434800 135.-5-8.12 |
| Primary APN | 434800 135.-5-8.12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,951 sqft Living Area |
| 1st Floor Area | 1,951 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 317,988 sqft (7.3 acres) |
| Lot Width | 470 ft Width |
| Porch | Slab |
| Porch Area | 160 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 545J202003 |
|---|---|
| Street Address | 338 EMINENCE RD |
| City | SUMMIT |
| State | NY |
| Zip | 12175-1707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 5 |
| Legal Lot Number | 8.012 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1109 |
| Census Tract | 740500 |
338 Eminence Rd is owned and occupied by two individuals.
Source: Schoharie County and Summit Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 338 EMINENCE RD, SUMMIT, NY 12175-1707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 22, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Jul 6, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FEDERAL CREDIT UNION |
| Jul 5, 2018 | Deed of Trust, Mortgage · Line of Credit NBT BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 338 EMINENCE RD, SUMMIT, NY 12175-1707 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0002132/26 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 2132/26 |
| Instrument | 830223 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Nov 1, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 338 EMINENCE RD, SUMMIT, NY 12175-1707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001808/0000000138 |
|---|---|
| Date | Jul 6, 2018 |
| Book Page | 0000001808/0000000138 |
| Instrument | 000000743237 |
| Name | FIRST NEW YORK FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHOHARIE NY |
| Property Address | 338 EMINENCE RD, SUMMIT, NY 12175-1707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000001808/0000000121 |
|---|---|
| Date | Jul 5, 2018 |
| Book Page | 0000001808/0000000121 |
| Instrument | 000000743193 |
| Name | NBT BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 338 Eminence Rd was $4,972 with a homeowner's exemption, down 0.2% from the year before.
Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Summit Town |
| Unified School District | Cobleskill-Richmondville Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,972.00 (-0.16%) Homeowner's exemption | ||
| 2025 | $4,980.00 | $75,070 Land $15,670 Building $59,400 | $194,987 Land $40,701 Building $154,286 |
| 2023 | $75,070 Land $15,670 Building $59,400 | $175,602 Land $36,655 Building $138,947 | |
| 2020 | $6,278.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 338 Eminence Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 338 Eminence Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| MIDTEL Fiber | 500 / 100 |
5G (outdoors only) and 4G LTE
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