Chemung County and Baldwin Town property record for 358 Decker Rd, Lowman, NY 14861
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,900 sqft · built 2002 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $35,000 (Jul 1994) |
| Tax Bill | $5,860 (2026) |
| Deeds & Mortgages | Jun 2022 Refinance Jun 2006 Mortgage |
| APN | 072200 101.00-1-5.2 |
| Primary APN | 072200 101.00-1-5.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,900 sqft Living Area |
| 1st Floor Area | 2,020 sqft |
| Upper Floors Area | 880 sqft |
| Game Room | Game Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 62,291 sqft (1.43 acres) |
| Garage Type | Mixed |
| Garage Area | 2,736 sqft |
| Parking Spaces | 10 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00302001 |
|---|---|
| Street Address | 358 DECKER RD |
| City | LOWMAN |
| State | NY |
| Zip | 14861-8965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | HOUSE DESTROYED BY FIRE JAN 02 |
| Legal Block | 1 |
| Legal Lot Number | 5.002 |
| Jurisdiction | CHEMUNG NY |
| Township / Civil Division | BALDWIN |
| Census Block Group | 3 |
| Census Block | 3052 |
| Census Tract | 11000 |
Source: Chemung County and Baldwin Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 358 DECKER RD, LOWMAN, NY 14861-8965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Jun 16, 2006 | Deed of Trust, Mortgage AMERICAN GENERAL HOME EQUITY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 1994 · Amount on Record |
| Deed Sale | Jul 13, 1994 · Amount on Record |
| Deed Book / Page | 384 / 19 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 358 DECKER RD, LOWMAN, NY 14861-8965 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202209280 |
|---|---|
| Date | Jun 10, 2022 |
| Instrument | 202209280 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEMUNG NY |
| Property Address | 358 DECKER RD, LOWMAN, NY 14861-8965 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2006061600005390 |
|---|---|
| Date | Jun 16, 2006 |
| Instrument | 20060616-00005390 |
| Name | AMERICAN GENERAL HOME EQUITY INC |
|---|---|
| Type | Subprime Lender |
| Amount | Amount Recorded |
|---|
| Rate Type | Fixed Rate |
|---|
Source: Chemung County and Baldwin Town assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chemung County |
| County Subdivision | Baldwin Town |
| Unified School District | Elmira City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,860.00 (+0.86%) Homeowner's exemption | ||
| 2025 | $5,810.00 | $2,900 (-) Land $300 Building $2,600 | $247,900 (+10.27%) Land $25,645 Building $222,255 |
| 2023 | $2,900 Land $300 Building $2,600 | $224,806 Land $23,256 Building $201,550 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jan 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Haefele Connect Fiber | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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