161 Decker Rd, Lowman, NY 14861 Property Records

Chemung County and Baldwin Town property record for 161 Decker Rd, Lowman, NY 14861

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,972 sqft · built 2002
Lot Size	6.8 acres (296,208 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (Oct 2018)
Tax Bill	$5,606 (2026)
Deeds & Mortgages	Nov 2016 Mortgage Dec 2018 Transfer + 1 more
APN	`072200 102.00-1-1.12`

Property Details

APN / Parcel Number

Primary APN	`072200 102.00-1-1.12`
Alternative APN	`00335002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,972 sqft Living Area
1st Floor Area	2,972 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	296,208 sqft (6.8 acres)
Lot Width	497 ft Width
Garage Type	Mixed
Garage Area	1,584 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	416 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00335002
Street Address	161 DECKER RD
City	LOWMAN
State	NY
Zip	14861-8900
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	NEW CONST 80% 03
Legal Block	1
Legal Lot Number	1.012
Jurisdiction	CHEMUNG NY
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3050
Census Tract	11000

Owner

Source: Chemung County and Baldwin Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	161 DECKER RD, LOWMAN, NY 14861-8900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2016	Deed of Trust, Mortgage WELLS FARGO BANK NA
Dec 26, 2018	Correction Deed
Aug 4, 2015	Administrator's Deed, Transfer FIRST PRIORITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2018 · Amount on Record
Deed Sale	Oct 4, 2018 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Book / Page	20180 / 23311
Transfer Doc	20180/30778
Record Updated	Oct 29, 2026

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	161 DECKER RD, LOWMAN, NY 14861-8900
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201630025
Date	Nov 30, 2016
Instrument	201630025

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	230 Months
Due	Jan 1, 2036

December 2018: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHEMUNG NY
Recording Date	Dec 26, 2018
Property Address	161 DECKER RD, LOWMAN, NY 14861-8900
Document Number	20180/30778
Book / Page	20180 / 30778
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 PENNSYLVANIA AVE, PINE CITY, NY 14871-9108

August 2015: Administrator's Deed, Transfer

Document Type	Administrator's Deed
Jurisdiction	CHEMUNG NY
Recording Date	Aug 4, 2015
Property Address	161 DECKER RD, LOWMAN, NY 14861-8900
Document Number	0000020150/0000017780
Book / Page	0000020150 / 0000017780
Instrument Date	Jul 24, 2015
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	KENNETH TOMKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	161 DECKER RD, LOWMAN, NY 14861-8900

Mortgage

Document Number	2015080400517781
Date	Aug 4, 2015
Instrument	20150804-00517781

Lender

Name	FIRST PRIORITY MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

Source: Chemung County and Baldwin Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Baldwin Town
Unified School District	Elmira City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,606.00 (+0.79%)
2025	$5,562.00	$2,580 (-) Land $550 Building $2,030	$220,500 (+10.25%) Land $47,006 Building $173,494
2023		$2,580 Land $550 Building $2,030	$200,000 Land $42,636 Building $157,364

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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