260 Decker Rd, Lowman, NY 14861 Property Records

Chemung County and Baldwin Town property record for 260 Decker Rd, Lowman, NY 14861

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,920 sqft · built 1960
Lot Size	7.41 acres (322,780 sqft)
Owner	Individual Name on Record
Last Sale	$150,500 (Aug 2008)
Tax Bill	$4,230 (2026)
Deeds & Mortgages	Sep 2007 Mortgage Aug 2008 Sale & Mortgage
APN	`072200 102.00-1-1.111`

Property Details

APN / Parcel Number

Primary APN	`072200 102.00-1-1.111`
Alternative APN	`00335000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,920 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Modular
Exterior Material	Composition/Composite
Foundation Type	Slab (Mat/Raft)
Lot Area	322,780 sqft (7.41 acres)
Lot Width	1,000 ft Width
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	520 sqft
Canopy	560 sqft

Utilities, Heating & Cooling

Heating System	Electric
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00335000
Street Address	260 DECKER RD
City	LOWMAN
State	NY
Zip	14861-8965
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	1.111
Jurisdiction	CHEMUNG NY
Township / Civil Division	BALDWIN
Census Block Group	3
Census Block	3051
Census Tract	11000

Owner

Source: Chemung County and Baldwin Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	260 DECKER RD, LOWMAN, NY 14861-8965
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2007	Deed of Trust, Mortgage CORNING FEDERAL CREDIT UNION
Aug 13, 2008	Deed, Transfer M&T BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2008 · Amount on Record
Deed Sale	Aug 13, 2008 · Amount on Record
Deed Book / Page	8081 / 30026
Record Updated	Oct 29, 2026

September 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEMUNG NY
Property Address	260 DECKER RD, LOWMAN, NY 14861-8965
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007091700008784
Date	Sep 17, 2007
Instrument	20070917-00008784

Lender

Name	CORNING FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	112 Months
Due	Jan 1, 2017

August 2008: Deed, Transfer

Document Type	Deed
Jurisdiction	CHEMUNG NY
Recording Date	Aug 13, 2008
Property Address	260 DECKER RD, LOWMAN, NY 14861-8965
Document Number	0000008081/0000030026
Book / Page	0000008081 / 0000030026
Instrument Date	Aug 8, 2008
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	JOHN MUSTINO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	260 DECKER RD, LOWMAN, NY 14861-8965

Mortgage

Document Number	2008081300006530
Date	Aug 13, 2008
Instrument	20080813-00006530

Lender

Name	M&T BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chemung County and Baldwin Town assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chemung County
County Subdivision	Baldwin Town
Unified School District	Elmira City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,230.00 (+0.88%) Homeowner's exemption
2025	$4,193.00	$2,150 (-) Land $600 Building $1,550	$183,800 (+10.28%) Land $51,293 Building $132,507
2023		$2,150 Land $600 Building $1,550	$166,667 Land $46,512 Building $120,155

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	1,000 / 25
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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