358 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 358 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Jan 2018)
Tax Bill	$1,359 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Jan 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`596-08-00-065`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-065`

Exterior

Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	196 ft deep x 22 ft wide
Boat Access	Boat Access

Location & Zoning

Street Address	358 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8327
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	SUBDIVISION NAME -RIVER STATION DESCRIPTION -LOT 63 BLOCK A
Legal Subdivision	RIVER STATION
Legal Block	A
Legal Lot Number	63
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1046
Census Tract	4617

Owner

358 Commonwealth Rd, residential vacant land, is owned and occupied by two individuals who bought it in January 2018.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	358 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2019	Deed of Trust, Mortgage · Line of Credit SOUTHERN FIRST BK NA
Jan 19, 2018	Warranty Deed, Transfer FIRST INTERNET BK/IN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2018 · Amount on File
Deed Sale	Jan 19, 2018 · Amount on File
Prior Sale	May 20, 2004 · Amount on File
Deed Book / Page	693 / 113
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	358 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Document Number	0800/0562
Instrument Date	Jun 3, 2019
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	358 COMMONWEALTH RD MOUNT PLEASANT SC 294668327, MOUNT PLEASANT, SC 29466-8327

Mortgage

Document Number	0800/0562
Date	Jun 7, 2019
Book Page	000800/000562

Lender

Name	SOUTHERN FIRST BK NA
Type	Bank
Address	GREENVILLE, SC 29607

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jun 6, 2029

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Jan 19, 2018
Property Address	358 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8327
Document Number	0693/0113
Book / Page	000693 / 000113
Instrument Date	Jan 8, 2018
Transaction Type	Transfer
Record Updated	Feb 15, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	358 COMMONWEALTH RD MOUNT PLEASANT SC 294668327, MOUNT PLEASANT, SC 29466-8327

Mortgage

Document Number	693/0114
Date	Jan 19, 2018
Book Page	000693/000114

Lender

Name	FIRST INTERNET BK/IN
Type	Bank
Address	FISHERS, IN 46037

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Mortgage

Document Number	693/0120,
Date	Jan 19, 2018
Book Page	000693/000120

Lender

Name	FIRST INTERNET BK/IN
Type	Bank
Address	FISHERS, IN 46037

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 358 Commonwealth Rd was $1,359, up 13.3% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,359.00 (+13.34%)	$373,750 (+2,775%) Land $333,500 Building $40,250	$680,885 Land $636,185 Building $44,700
2024	$1,199.00	$13,000
2022	$1,128.00	$13,000	$325,000 Land $290,000 Building $35,000
2020			$325,000 Land $290,000 Building $35,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 358 Commonwealth Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 358 Commonwealth Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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