347 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 347 Commonwealth Rd, Mount Pleasant, SC 29466

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,222 sqft · built 2007
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$672,500 (Aug 2020)
Tax Bill	$2,961 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`596-08-00-097`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-097`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,222 sqft Living Area
Gross Area	5,170 sqft
1st Floor Area	1,734 sqft
Upper Floors Area	1,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Terrain	High

Exterior Amenities

Porch	Slab
Porch Area	454 sqft
Deck Area	132 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	347 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK DESCRIPTION -LOT 2 PHASE II
Legal Subdivision	DARRELL CREEK
Legal Phase	2
Legal Lot Number	2
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1061
Census Tract	4617

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	347 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Nov 1, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Aug 13, 2020	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Jul 6, 2012 · Amount on Record
Deed Book / Page	905 / 984
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Jul 21, 2026
Property Address	347 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
Document Number	0000045692
Book / Page	1404 / 306
Instrument Date	Jul 15, 2026
Instrument	202645692
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319

Mortgage

Document Number	0000045692,
Date	Jul 21, 2026
Book Page	1404/306
Instrument	202645692

Lender

Name	SPRING EQ LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.47%
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	347 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
Transaction Type	Mortgage
Record Updated	May 27, 2022
Title Company	COOPERATIVE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010480104
Date	Nov 1, 2021
Book Page	1048/104

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLESTON SC
Recording Date	Aug 13, 2020
Property Address	347 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
Document Number	0905/0984
Book / Page	000905 / 000984
Instrument Date	Jul 31, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$673.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	347 COMMONWEALTH RD MOUNT PLEASANT SC 294668319, MOUNT PLEASANT, SC 29466-8319

Mortgage

Document Number	905/0986
Date	Aug 13, 2020
Book Page	000905/000986

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,961.00 (+12.54%)	$773,950 (+2,775%) Land $215,050 Building $558,900	$1,086,700 (+61.47%) Land $400,900 Building $685,800
2024	$2,631.00 (+8.18%)	$26,920 (-)
2022	$2,432.00	$26,920	$673,000 (-) Land $187,000 Building $486,000
2020			$673,000 Land $187,000 Building $486,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 359 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Severe Storms And Flooding, Oct 2015 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT PLEASANT WATERWORKS serves 91,500 people · EPA ID SC1010002
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Dec 2022
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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