355 Commonwealth Rd, Mount Pleasant, SC 29466 Property Records

Charleston County property record for 355 Commonwealth Rd, Mount Pleasant, SC 29466 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,474 sqft · built 2003
Lot Size	0.769 acres (33,541 sqft)
Owner	2 Individual Names on File
Last Sale	$49,900 (Dec 2002)
Tax Bill	$1,876 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit Apr 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`596-08-00-096`

Property Details

APN / Parcel Number

Primary APN	`596-08-00-096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,474 sqft Living Area
Gross Area	4,898 sqft
1st Floor Area	2,474 sqft

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Wood
Lot Area	33,541 sqft (0.769 acres)
Terrain	High
Porch	Open Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	355 COMMONWEALTH RD
City	MOUNT PLEASANT
State	SC
Zip	29466-8319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION NAME -DARRELL CREEK DESCRIPTION -LOT 1 PHASE II
Legal Subdivision	DARRELL CREEK
Legal Phase	2
Legal Lot Number	1
Jurisdiction	CHARLESTON SC
Township / Civil Division	MOUNT PLEASANT
Census Block Group	1
Census Block	1061
Census Tract	4617

Owner

Source: Charleston County records · APN 596-08-00-096

Assessment roll updated September 13, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	355 COMMONWEALTH RD, MT PLEASANT, SC 29466-8319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Line of Credit REV FCU
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit HERITAGE TR FCU
Jan 20, 2017	Deed of Trust, Mortgage · Line of Credit HERITAGE TR FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2002 · Amount on Record
Deed Sale	Dec 30, 2002 · Amount on Record
Deed Document Number	000Z430238
Deed Book / Page	Z430 / 238
Record Updated	Jun 08, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	355 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
Document Number	0934/0516
Instrument Date	Sep 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 COMMONWEALTH RD MOUNT PLEASANT SC 294668319, MOUNT PLEASANT, SC 29466-8319

Mortgage

Document Number	0934/0516
Date	Nov 12, 2020
Book Page	000934/000516

Lender

Name	REV FCU
Address	PO BOX 118000, NORTH CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 11, 2040

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	355 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
Document Number	0876/0796
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	355 COMMONWEALTH RD MOUNT PLEASANT SC 294668319, MOUNT PLEASANT, SC 29466-8319

Mortgage

Document Number	0876/0796
Date	Apr 24, 2020
Book Page	000876/000796

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	SUMMERVILLE, SC 29483

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2050

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	355 COMMONWEALTH RD, MOUNT PLEASANT, SC 29466-8319
Document Number	0613/0787
Book / Page	000613 / 000787
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355 COMMONWEALTH RD MOUNT PLEASANT SC 294668319, MOUNT PLEASANT, SC 29466-8319

Mortgage

Document Number	0613/0787
Date	Jan 31, 2017
Book Page	000613/000787

Lender

Name	HERITAGE TR FCU
Type	Credit Union
Address	CHARLESTON, SC 29423-8000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Jan 30, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Mount Pleasant Town
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,876.00 (+9.2%)	$18,460 (-)
2022	$1,718.00	$18,460	$542,000 (-) Land $195,800 Building $346,200
2020			$542,000 Land $195,800 Building $346,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190046171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 359 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	359 in force
Nearby Flood Claims	7 (1994–2023)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2023, tidal / storm surge, Hurricane Idalia
Claims By Storm	Severe Storms And Flooding, Oct 2015 · 3 claims

Wildfire

Wildfire Risk	Low above 37% of the US · above 12% of South Carolina
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 115 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
AT&T	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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